EU CRYPTO REGISTER · AUTHORISED · LAST VERIFIED
Is Crypto.com licensed under MiCA in the European Union?
Crypto.com's European entity (Foris DAX MT Limited) is recorded as an authorised Crypto-Asset Service Provider under the EU's Markets in Crypto-Assets Regulation, with its authorisation issued by Malta on 27 January 2025.
Verdict: Crypto.com appears in the ESMA Register of MiCA-Authorised CASPs.
| Legal entity | Foris DAX MT Limited |
|---|---|
| Home Member State | Malta |
| National Competent Authority | Malta Financial Services Authority (MFSA) |
| Authorisation date | |
| Legal Entity Identifier (LEI) | 2549005CVR5HH70FDO07 |
| Authorised services | Custody, Exchange for funds, Exchange for crypto, Order execution, Order R&T, Transfer services |
Source: ESMA Register of Crypto-Asset Service Providers. Retrieved 30 June 2026.
About Crypto.com
Crypto.com is a consumer multi-asset crypto exchange brand, not a legal entity in its own right. Within the EU and EEA, the service is operated by Foris DAX MT Limited, a company incorporated in Malta and supervised by the Malta Financial Services Authority (MFSA). The platform lets users buy, sell and trade Bitcoin, Ethereum, the in-house CRO token and, by its own account, more than 400 cryptocurrencies in EUR, with EUR deposits supported via SEPA and Apple/Google Pay. Crypto.com states it has operated since 2016 and that its app is used by more than 150 million people worldwide; those figures are the company's own statements rather than independently verified counts. Source: crypto.com
Beyond spot trading, the product set spans custody of crypto assets, a savings/DCA feature (Earn), staking, pre-built portfolio Baskets, and a Crypto.com Visa card that the company advertises with rewards paid in CRO. Crypto.com describes itself as holding MiCA, EMD and MiFID II authorisations, operating as a Crypto-Asset Service Provider (CASP), an Electronic Money Institution (EMI) and an Investment Firm (CIF); the CASP authorisation is the one relevant to its crypto-asset services in the EU. Source: crypto.com
On the regulatory specifics: the contracting EU entity is Foris DAX MT Limited (registered in Malta), and the national competent authority is the MFSA. The crypto-asset services covered under this authorisation are custody and administration of crypto-assets, exchange of crypto-assets for funds, exchange of crypto-assets for other crypto-assets, execution of orders, reception and transmission of orders, and transfer services. Services that are not within this list - for example operation of a trading platform, placing of crypto-assets, providing advice, or portfolio management - are not part of the authorisation shown here. Sources: FinanceMalta - Foris DAX MT Limited, LEI register - Foris DAX MT Limited
And what about derivatives?
Crypto.com's MiCA authorisation above covers spot crypto services only. Crypto derivatives - perpetual futures, options, CFDs - fall under MiFID II, a separate EU regime. Crypto.com's MiFID II status is tracked on a dedicated page.
Crypto.com holds a MiFID II authorisation via a separate legal entity. See the full MiFID II profile for Crypto.com →
Which crypto services is Crypto.com authorised to offer in the EU?
Under its MiCA authorisation issued by Malta Financial Services Authority (MFSA), Crypto.com (Foris DAX MT Limited) is approved to provide the following services to EEA residents. Each service is defined in Article 3(1)(16) of Regulation (EU) 2023/1114.
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Providing custody and administration of crypto-assets on behalf of clients
The exchange holds your crypto in its own wallets. Authorisation here means MiCA's segregation and insurance rules apply: client crypto-assets must be ring-fenced from the exchange's own funds.
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Exchange of crypto-assets for funds
The exchange offers crypto-to-fiat (e.g. BTC to EUR) and fiat-to-crypto conversion. Authorisation here implies MiCA's pricing transparency requirements.
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Exchange of crypto-assets for other crypto-assets
The exchange offers crypto-to-crypto trading (e.g. BTC to ETH). Required for most spot trading pairs not denominated in fiat.
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Execution of orders for crypto-assets on behalf of clients
The exchange can place orders for you on third-party venues (smart-routing). Less common in retail crypto; relevant for brokerage-style services.
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Reception and transmission of orders for crypto-assets on behalf of clients
The exchange can receive your order and pass it to another venue for execution. Brokerage-pattern service, often paired with order execution.
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Providing transfer services for crypto-assets on behalf of clients
The exchange can move crypto between addresses on your behalf, including off-platform withdrawals. The Travel Rule applies to these transfers.
Which services is Crypto.com not authorised to offer?
Crypto.com's MiCA licence does not cover: Trading platform, Placing, Advice, Portfolio mgmt. These services may still be offered by other authorised providers, or by Crypto.com under a different regulatory framework (for example, derivatives may fall under MiFID II rather than MiCA). Source: ESMA Register, retrieved 30 June 2026.
See other MiCA-authorised exchanges by service:
Why is Crypto.com licensed in Malta?
Malta was an early MiCA mover, granting the first authorisations on 27 January 2025. The MFSA had pre-existing experience under Malta's Virtual Financial Assets Act (2018), which gave it institutional readiness most other national competent authorities lacked. Several global exchanges chose Malta for their EU passporting hub, including OKX, Crypto.com and Gemini. Source: Malta Financial Services Authority (MFSA).
| National Competent Authority | Malta Financial Services Authority (MFSA) |
|---|---|
| Investor compensation | Malta Investor Compensation Scheme provides limited cover; check directly with MFSA for crypto-specific scope. |
| Regulatory context | Malta hosts the highest number of MiCA-authorised CASPs from major global brands. |
What does this mean for users of Crypto.com in the EU?
If you transact through Crypto.com's EEA-authorised entity (Foris DAX MT Limited), the protections introduced by MiCA apply to your relationship from onwards. In practical terms this means: client crypto-assets are ring-fenced from the exchange's own funds (Article 70 MiCA), the authorised entity holds prudential capital, has formal complaint-handling procedures, and is subject to transparency obligations on fees and order execution. Source: Regulation (EU) 2023/1114.
One thing to verify yourself: the legal entity you contract with day-to-day must match the entity in the ESMA register. Some global exchanges operate multiple legal entities under one brand. Confirm in Crypto.com's terms of service that your contracting entity is Foris DAX MT Limited, not a non-EEA affiliate.
Which MiCA-authorised exchanges are alternatives to Crypto.com?
Three MiCA-authorised providers to consider. Drawn from the ESMA register, never paid placement.
| Provider | Home Member State | Authorised | Services |
|---|---|---|---|
| Alaric Securities | Bulgaria | 9 services | |
| OKX | Malta | 9 services | |
| Kraken | Ireland | 8 services |
Related reading
Understand the regulatory context behind Crypto.com's entry on the register:
Frequently asked questions about Crypto.com and MiCA
Is Crypto.com licensed under MiCA?
Yes. Crypto.com appears in the ESMA Register of MiCA-Authorised Crypto-Asset Service Providers, with its authorisation issued by the competent authority of Malta.
Which EU countries can Crypto.com serve under this licence?
A MiCA authorisation in one EEA member state permits passporting across all EEA member states, subject to a notification process to each host-state regulator.
Are my crypto-assets on Crypto.com protected under MiCA?
MiCA introduces ring-fencing of client crypto-assets, prudential capital requirements for the authorised entity, complaint-handling obligations, and conduct rules. It does not provide a deposit-guarantee scheme equivalent to bank deposit insurance.
What's the difference between the authorised entity and the global brand?
Some global exchanges operate multiple legal entities. The MiCA authorisation applies only to the specific legal entity in the ESMA register, not to the global brand. Verify the contracting entity in Crypto.com's terms of service.
Where can I check the official record?
The ESMA register publishes the authoritative list and updates it weekly. The direct link to Crypto.com's entry is on this page under 'Sources'.
Sources
This page is updated weekly. Last verified . If you believe any information on this page is inaccurate, write to our contact page.