EU CRYPTO REGISTER · AUTHORISED · LAST VERIFIED
Is Revolut licensed under MiCA in the European Union?
Revolut's European entity (Revolut Digital Assets (Europe) Ltd) is recorded as an authorised Crypto-Asset Service Provider under the EU's Markets in Crypto-Assets Regulation, with its authorisation issued by Cyprus on 20 October 2025.
Verdict: Revolut appears in the ESMA Register of MiCA-Authorised CASPs.
| Legal entity | Revolut Digital Assets (Europe) Ltd |
|---|---|
| Home Member State | Cyprus |
| National Competent Authority | Cyprus Securities and Exchange Commission (CySEC) |
| Authorisation date | |
| Legal Entity Identifier (LEI) | 549300ET4IUR6RCZOL84 |
| Authorised services | Custody, Exchange for funds, Exchange for crypto, Trading platform, Placing, Transfer services |
Source: ESMA Register of Crypto-Asset Service Providers. Retrieved 30 June 2026.
About Revolut
Revolut is a consumer crypto-asset service offered inside the wider Revolut app, which lets retail users buy, sell and send crypto. According to research drawing on official and regulatory sources, the business was founded in 2015 and is headquartered in London, UK, and its crypto offering is a multi-asset exchange rather than a Bitcoin-only product. Revolut's own crypto page states the app supports more than 300 tokens with fees from 0% depending on plan and trading volume, and points advanced users to a standalone app, Revolut X. It is a consumer crypto exchange, not a bank, custodian, broker or asset manager. Sources: Revolut crypto page, AMF MiCA CASP white list
For users in the EEA, the contracting legal entity is Revolut Digital Assets (Europe) Ltd, a Cyprus-incorporated company. It is authorised under MiCA by the Cyprus Securities and Exchange Commission (CySEC) as a crypto-asset service provider, with the research indicating CASP status granted on 21 October 2025 and passporting rights into France and other EU member states. This is the entity that determines whether the service is licensed under MiCA in the EU. Sources: AMF MiCA CASP white list, Revolut crypto migration notice
The MiCA authorisation covers the following crypto-asset services on the ESMA register: custody and administration of crypto-assets, exchange of crypto-assets for funds, exchange of crypto-assets for other crypto-assets, operation of a trading platform, placing of crypto-assets, and transfer services. In practice this maps to spot trading, custody, crypto-to-fiat and crypto-to-crypto exchange, with EUR and SEPA supported. The licence does not, on this list, cover staking or savings/recurring-buy products, and the research notes no staking or savings/DCA feature for the EEA crypto service. Crypto-assets are not covered by investor compensation schemes, and Revolut's own page warns that the full capital invested can be lost. Sources: AMF MiCA CASP white list, Revolut crypto page
Which crypto services is Revolut authorised to offer in the EU?
Under its MiCA authorisation issued by Cyprus Securities and Exchange Commission (CySEC), Revolut (Revolut Digital Assets (Europe) Ltd) is approved to provide the following services to EEA residents. Each service is defined in Article 3(1)(16) of Regulation (EU) 2023/1114.
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Providing custody and administration of crypto-assets on behalf of clients
The exchange holds your crypto in its own wallets. Authorisation here means MiCA's segregation and insurance rules apply: client crypto-assets must be ring-fenced from the exchange's own funds.
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Exchange of crypto-assets for funds
The exchange offers crypto-to-fiat (e.g. BTC to EUR) and fiat-to-crypto conversion. Authorisation here implies MiCA's pricing transparency requirements.
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Exchange of crypto-assets for other crypto-assets
The exchange offers crypto-to-crypto trading (e.g. BTC to ETH). Required for most spot trading pairs not denominated in fiat.
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Operation of a trading platform for crypto-assets
The exchange operates an order book where you can place orders against other users. Authorisation here means MiCA's market-conduct rules apply: best-execution obligations, transparent fees, no insider trading.
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Placing of crypto-assets
The exchange can underwrite or distribute new crypto-asset issuances. Relevant for primary offerings and structured token launches.
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Providing transfer services for crypto-assets on behalf of clients
The exchange can move crypto between addresses on your behalf, including off-platform withdrawals. The Travel Rule applies to these transfers.
Which services is Revolut not authorised to offer?
Revolut's MiCA licence does not cover: Order execution, Order R&T, Advice, Portfolio mgmt. These services may still be offered by other authorised providers, or by Revolut under a different regulatory framework (for example, derivatives may fall under MiFID II rather than MiCA). Source: ESMA Register, retrieved 30 June 2026.
See other MiCA-authorised exchanges by service:
Why is Revolut licensed in Cyprus?
CySEC has a long history in fintech and CFD broker regulation; the Cyprus framework appeals to firms targeting retail with marketing-heavy models. Revolut's Digital Assets entity authorised here in October 2025. Source: Cyprus Securities and Exchange Commission (CySEC).
| National Competent Authority | Cyprus Securities and Exchange Commission (CySEC) |
|---|---|
| Investor compensation | Cyprus Investor Compensation Fund up to €20,000. |
| Regulatory context | Long history with CFDs and retail-targeted financial products. |
What does this mean for users of Revolut in the EU?
If you transact through Revolut's EEA-authorised entity (Revolut Digital Assets (Europe) Ltd), the protections introduced by MiCA apply to your relationship from onwards. In practical terms this means: client crypto-assets are ring-fenced from the exchange's own funds (Article 70 MiCA), the authorised entity holds prudential capital, has formal complaint-handling procedures, and is subject to transparency obligations on fees and order execution. Source: Regulation (EU) 2023/1114.
One thing to verify yourself: the legal entity you contract with day-to-day must match the entity in the ESMA register. Some global exchanges operate multiple legal entities under one brand. Confirm in Revolut's terms of service that your contracting entity is Revolut Digital Assets (Europe) Ltd, not a non-EEA affiliate.
Which MiCA-authorised exchanges are alternatives to Revolut?
Three MiCA-authorised providers to consider. Drawn from the ESMA register, never paid placement.
| Provider | Home Member State | Authorised | Services |
|---|---|---|---|
| Alaric Securities | Bulgaria | 9 services | |
| OKX | Malta | 9 services | |
| Kraken | Ireland | 8 services |
Related reading
Understand the regulatory context behind Revolut's entry on the register:
Frequently asked questions about Revolut and MiCA
Is Revolut licensed under MiCA?
Yes. Revolut appears in the ESMA Register of MiCA-Authorised Crypto-Asset Service Providers, with its authorisation issued by the competent authority of Cyprus.
Which EU countries can Revolut serve under this licence?
A MiCA authorisation in one EEA member state permits passporting across all EEA member states, subject to a notification process to each host-state regulator.
Are my crypto-assets on Revolut protected under MiCA?
MiCA introduces ring-fencing of client crypto-assets, prudential capital requirements for the authorised entity, complaint-handling obligations, and conduct rules. It does not provide a deposit-guarantee scheme equivalent to bank deposit insurance.
What's the difference between the authorised entity and the global brand?
Some global exchanges operate multiple legal entities. The MiCA authorisation applies only to the specific legal entity in the ESMA register, not to the global brand. Verify the contracting entity in Revolut's terms of service.
Where can I check the official record?
The ESMA register publishes the authoritative list and updates it weekly. The direct link to Revolut's entry is on this page under 'Sources'.
Sources
This page is updated weekly. Last verified . If you believe any information on this page is inaccurate, write to our contact page.