EU CRYPTO CARD CHECK
Who actually issues your crypto card?
The crypto brand on the front of the card is rarely the entity that issues it. The card is issued by an Electronic Money Institution authorised under the EU E-Money Directive. We map each card to its issuing EMI and that EMI's regulator, so you know who is actually holding your money.
Find my card: answer 4 questions →Not sure which fits how you spend? Ranked issuer and protection first, never a paid placement.
Or pick a popular one:
Issuer data cross-checked against the EU registers
- EBA EUCLID EU
- MFSA MT
- ACPR FR
- Lietuvos bankas LT
- CBI IE
- BaFin DE
How does the crypto card check work?
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1
Type your card brand
Pick from the crypto cards we track for EEA residents.
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2
See the issuer behind the brand
We show the Electronic Money Institution that actually issues the card, its national regulator, the card network, and whether the card is currently available in the EEA.
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3
Understand what protects your money
EMI safeguarding is not the same as bank deposit insurance. We link the rules so you can see exactly what applies to your balance.
Compare the two most-searched cards side by side:
Crypto.com Card vs Bybit Card →Why does the card issuer matter more than the brand?
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The EMI holds your money, not the exchange
The card balance is held and safeguarded by the issuing Electronic Money Institution under Directive 2009/110/EC, not by the crypto brand. If you want to know who is liable for your card payments, look at the issuer.
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Issuers change, and cards get withdrawn
Binance withdrew its EEA card entirely in December 2023. Bitpanda swapped issuers in 2025. The brand on the card is stable; the regulated entity behind it is not. We track the change.
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EMI safeguarding is not deposit insurance
Most crypto card balances are not covered by the EUR 100,000 Deposit Guarantee Scheme. The exception in our register is Revolut, whose EEA accounts sit at a licensed bank.
EMI vs bank protection →