EU CRYPTO REGISTER · AUTHORISED · LAST VERIFIED
Is Bank Frick AG licensed under MiCA in the European Union?
Bank Frick AG's European entity (Bank Frick AG) is recorded as an authorised Crypto-Asset Service Provider under the EU's Markets in Crypto-Assets Regulation, with its authorisation issued by Liechtenstein on 23 December 2025.
Verdict: Bank Frick AG appears in the ESMA Register of MiCA-Authorised CASPs.
| Legal entity | Bank Frick AG |
|---|---|
| Home Member State | Liechtenstein |
| National Competent Authority | |
| Authorisation date | |
| Legal Entity Identifier (LEI) | 529900RQOBT3ZJMDRK43 |
| Authorised services | Custody, Order execution, Transfer services |
Source: ESMA Register of Crypto-Asset Service Providers. Retrieved 30 June 2026.
About Bank Frick AG
Bank Frick AG is a Liechtenstein-based universal bank, not a consumer crypto exchange. On its own site it describes itself as 'the entrepreneurial and innovative Bank for financial intermediaries and professional clients' and a family-run universal bank operating since 1998. It is headquartered in Balzers, Liechtenstein. Its crypto activity sits within a dedicated Blockchain Banking offering aimed at intermediaries such as fintechs, asset managers and other financial institutions rather than at retail savers. Source: Bank Frick
According to Bank Frick's site and research summary, the crypto-asset services include trading, custody and staking of proof-of-stake assets, covering multiple tokens (for example Bitcoin, Ethereum, Cardano, Solana, Polkadot and USDC) rather than a single coin. As a European bank it provides EUR and SEPA payment access alongside its banking services. These are institutional services for professional clients; the bank does not present a retail savings, DCA or card product in the reviewed material. Sources: Bank Frick Blockchain Banking, Bank Frick
On the regulatory point, the contracting legal entity is Bank Frick AG, supervised in Liechtenstein by the Finanzmarktaufsicht (FMA). Research indicates it was authorised as a crypto-asset service provider under EU MiCA by the FMA in December 2025 and appears on the AMF white-list of MiCA-registered providers in France via passporting. Its MiCA authorisation covers custody and administration of crypto-assets, execution of orders, and transfer services. It does not extend to MiCA services outside that list, such as operating a trading platform, exchange of crypto-assets, or advice and portfolio management of crypto-assets. Sources: AMF white-list - Bank Frick AG, Bank Frick history
Which crypto services is Bank Frick AG authorised to offer in the EU?
Under its MiCA authorisation issued by Liechtenstein, Bank Frick AG (Bank Frick AG) is approved to provide the following services to EEA residents. Each service is defined in Article 3(1)(16) of Regulation (EU) 2023/1114.
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Providing custody and administration of crypto-assets on behalf of clients
The exchange holds your crypto in its own wallets. Authorisation here means MiCA's segregation and insurance rules apply: client crypto-assets must be ring-fenced from the exchange's own funds.
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Execution of orders for crypto-assets on behalf of clients
The exchange can place orders for you on third-party venues (smart-routing). Less common in retail crypto; relevant for brokerage-style services.
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Providing transfer services for crypto-assets on behalf of clients
The exchange can move crypto between addresses on your behalf, including off-platform withdrawals. The Travel Rule applies to these transfers.
Which services is Bank Frick AG not authorised to offer?
Bank Frick AG's MiCA licence does not cover: Trading platform, Exchange for funds, Exchange for crypto, Placing, Order R&T, Advice, Portfolio mgmt. These services may still be offered by other authorised providers, or by Bank Frick AG under a different regulatory framework (for example, derivatives may fall under MiFID II rather than MiCA). Source: ESMA Register, retrieved 30 June 2026.
See other MiCA-authorised exchanges by service:
What does this mean for users of Bank Frick AG in the EU?
If you transact through Bank Frick AG's EEA-authorised entity (Bank Frick AG), the protections introduced by MiCA apply to your relationship from onwards. In practical terms this means: client crypto-assets are ring-fenced from the exchange's own funds (Article 70 MiCA), the authorised entity holds prudential capital, has formal complaint-handling procedures, and is subject to transparency obligations on fees and order execution. Source: Regulation (EU) 2023/1114.
One thing to verify yourself: the legal entity you contract with day-to-day must match the entity in the ESMA register. Some global exchanges operate multiple legal entities under one brand. Confirm in Bank Frick AG's terms of service that your contracting entity is Bank Frick AG, not a non-EEA affiliate.
Which MiCA-authorised exchanges are alternatives to Bank Frick AG?
Three MiCA-authorised providers to consider. Drawn from the ESMA register, never paid placement.
| Provider | Home Member State | Authorised | Services |
|---|---|---|---|
| Alaric Securities | Bulgaria | 9 services | |
| OKX | Malta | 9 services | |
| Kraken | Ireland | 8 services |
Related reading
Understand the regulatory context behind Bank Frick AG's entry on the register:
Frequently asked questions about Bank Frick AG and MiCA
Is Bank Frick AG licensed under MiCA?
Yes. Bank Frick AG appears in the ESMA Register of MiCA-Authorised Crypto-Asset Service Providers, with its authorisation issued by the competent authority of Liechtenstein.
Which EU countries can Bank Frick AG serve under this licence?
A MiCA authorisation in one EEA member state permits passporting across all EEA member states, subject to a notification process to each host-state regulator.
Are my crypto-assets on Bank Frick AG protected under MiCA?
MiCA introduces ring-fencing of client crypto-assets, prudential capital requirements for the authorised entity, complaint-handling obligations, and conduct rules. It does not provide a deposit-guarantee scheme equivalent to bank deposit insurance.
What's the difference between the authorised entity and the global brand?
Some global exchanges operate multiple legal entities. The MiCA authorisation applies only to the specific legal entity in the ESMA register, not to the global brand. Verify the contracting entity in Bank Frick AG's terms of service.
Where can I check the official record?
The ESMA register publishes the authoritative list and updates it weekly. The direct link to Bank Frick AG's entry is on this page under 'Sources'.
Sources
This page is updated weekly. Last verified . If you believe any information on this page is inaccurate, write to our contact page.