EU CRYPTO REGISTER · AUTHORISED · LAST VERIFIED
Is Coinfinity licensed under MiCA in the European Union?
Coinfinity's European entity (Coinfinity GmbH) is recorded as an authorised Crypto-Asset Service Provider under the EU's Markets in Crypto-Assets Regulation, with its authorisation issued by Austria on 19 December 2025.
Verdict: Coinfinity appears in the ESMA Register of MiCA-Authorised CASPs.
| Legal entity | Coinfinity GmbH |
|---|---|
| Home Member State | Austria |
| National Competent Authority | Austrian Financial Market Authority (FMA) |
| Authorisation date | |
| Legal Entity Identifier (LEI) | 529900BSNR4XPZ6WBK17 |
| Authorised services | Custody, Exchange for funds, Exchange for crypto, Portfolio management, Transfer services |
Source: ESMA Register of Crypto-Asset Service Providers. Retrieved 30 June 2026.
About Coinfinity
Coinfinity is an Austrian crypto-asset service provider that describes itself as a simple entry point into Bitcoin. Its website lets users buy and sell Bitcoin through an app or web portal, set up recurring Bitcoin savings plans, hold coins in an integrated in-app wallet, and stack sats over the Lightning network. According to research summaries, the company was founded in 2014 and is operated by Max Tertinegg from Graz, Austria, with a Bitcoin-focused product rather than a broad multi-asset exchange. Sources: coinfinity.co, Coinpedia company listing
On the licensing question, the contracting legal entity is Coinfinity GmbH, and its national regulator is the Austrian Financial Market Authority (FMA). The FMA granted Coinfinity GmbH an authorisation under Regulation (EU) 2023/1114 (MiCA), making it an authorised crypto-asset service provider in the EU rather than a firm operating on a transitional or unlicensed basis. Sources: FMA authorisation notice, Coinfinity terms & conditions
Per the ESMA register data, Coinfinity GmbH's MiCA authorisation covers custody and administration of crypto-assets, exchange of crypto-assets for funds, exchange of crypto-assets for other crypto-assets, portfolio management of crypto-assets, and transfer services for crypto-assets. The authorisation does not extend to MiCA services it is not listed for, such as operating a trading platform, placing of crypto-assets, or reception and transmission of orders. The licence also does not cover e-money tokens, banking, or payment-card issuance, which fall under separate EU regimes. Source: FMA / ESMA register
Which crypto services is Coinfinity authorised to offer in the EU?
Under its MiCA authorisation issued by Austrian Financial Market Authority (FMA), Coinfinity (Coinfinity GmbH) is approved to provide the following services to EEA residents. Each service is defined in Article 3(1)(16) of Regulation (EU) 2023/1114.
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Providing custody and administration of crypto-assets on behalf of clients
The exchange holds your crypto in its own wallets. Authorisation here means MiCA's segregation and insurance rules apply: client crypto-assets must be ring-fenced from the exchange's own funds.
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Exchange of crypto-assets for funds
The exchange offers crypto-to-fiat (e.g. BTC to EUR) and fiat-to-crypto conversion. Authorisation here implies MiCA's pricing transparency requirements.
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Exchange of crypto-assets for other crypto-assets
The exchange offers crypto-to-crypto trading (e.g. BTC to ETH). Required for most spot trading pairs not denominated in fiat.
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Providing transfer services for crypto-assets on behalf of clients
The exchange can move crypto between addresses on your behalf, including off-platform withdrawals. The Travel Rule applies to these transfers.
Which services is Coinfinity not authorised to offer?
Coinfinity's MiCA licence does not cover: Trading platform, Order execution, Placing, Order R&T, Advice, Portfolio mgmt. These services may still be offered by other authorised providers, or by Coinfinity under a different regulatory framework (for example, derivatives may fall under MiFID II rather than MiCA). Source: ESMA Register, retrieved 30 June 2026.
See other MiCA-authorised exchanges by service:
Why is Coinfinity licensed in Austria?
Austria's FMA has been an active MiCA gatekeeper, authorising Bitpanda (a domestic champion), Bybit's EU entity and KuCoin EU. The FMA's known stance: tight scrutiny on AML compliance, with KuCoin EU subjected to a ban on new business in late 2025 before it staffed up its compliance function. Source: Austrian Financial Market Authority (FMA).
| National Competent Authority | Austrian Financial Market Authority (FMA) |
|---|---|
| Investor compensation | Austrian compensation scheme; verify scope via FMA. |
| Regulatory context | Bitpanda's home jurisdiction; FMA scrutiny is comparatively heavy. |
What does this mean for users of Coinfinity in the EU?
If you transact through Coinfinity's EEA-authorised entity (Coinfinity GmbH), the protections introduced by MiCA apply to your relationship from onwards. In practical terms this means: client crypto-assets are ring-fenced from the exchange's own funds (Article 70 MiCA), the authorised entity holds prudential capital, has formal complaint-handling procedures, and is subject to transparency obligations on fees and order execution. Source: Regulation (EU) 2023/1114.
One thing to verify yourself: the legal entity you contract with day-to-day must match the entity in the ESMA register. Some global exchanges operate multiple legal entities under one brand. Confirm in Coinfinity's terms of service that your contracting entity is Coinfinity GmbH, not a non-EEA affiliate.
Which MiCA-authorised exchanges are alternatives to Coinfinity?
Three MiCA-authorised providers to consider. Drawn from the ESMA register, never paid placement.
| Provider | Home Member State | Authorised | Services |
|---|---|---|---|
| Alaric Securities | Bulgaria | 9 services | |
| BANQUE DELUBAC | France | 7 services | |
| COINHOUSE | France | 7 services |
Related reading
Understand the regulatory context behind Coinfinity's entry on the register:
Frequently asked questions about Coinfinity and MiCA
Is Coinfinity licensed under MiCA?
Yes. Coinfinity appears in the ESMA Register of MiCA-Authorised Crypto-Asset Service Providers, with its authorisation issued by the competent authority of Austria.
Which EU countries can Coinfinity serve under this licence?
A MiCA authorisation in one EEA member state permits passporting across all EEA member states, subject to a notification process to each host-state regulator.
Are my crypto-assets on Coinfinity protected under MiCA?
MiCA introduces ring-fencing of client crypto-assets, prudential capital requirements for the authorised entity, complaint-handling obligations, and conduct rules. It does not provide a deposit-guarantee scheme equivalent to bank deposit insurance.
What's the difference between the authorised entity and the global brand?
Some global exchanges operate multiple legal entities. The MiCA authorisation applies only to the specific legal entity in the ESMA register, not to the global brand. Verify the contracting entity in Coinfinity's terms of service.
Where can I check the official record?
The ESMA register publishes the authoritative list and updates it weekly. The direct link to Coinfinity's entry is on this page under 'Sources'.
Sources
This page is updated weekly. Last verified . If you believe any information on this page is inaccurate, write to our contact page.