EU CRYPTO REGISTER · AUTHORISED · LAST VERIFIED
Is Coingate licensed under MiCA in the European Union?
Coingate's European entity (UAB Decentralized) is recorded as an authorised Crypto-Asset Service Provider under the EU's Markets in Crypto-Assets Regulation, with its authorisation issued by Lithuania on 16 December 2025.
Verdict: Coingate appears in the ESMA Register of MiCA-Authorised CASPs.
| Legal entity | UAB Decentralized |
|---|---|
| Home Member State | Lithuania |
| National Competent Authority | |
| Authorisation date | |
| Legal Entity Identifier (LEI) | 6488907MV9XAA08E4E40 |
| Authorised services | Custody, Exchange for funds, Exchange for crypto, Transfer services |
Source: ESMA Register of Crypto-Asset Service Providers. Retrieved 30 June 2026.
About Coingate
CoinGate is a crypto-asset payment gateway and trading platform aimed primarily at businesses, operated by UAB 'Decentralized', a company founded in 2014 and headquartered at A. Goštauto g. 8 in Vilnius, Lithuania. According to its own research summary, it is a fintech crypto payment provider rather than a bank, custodian, broker or asset manager. Its website markets merchant checkout integration, billing, crypto payouts, and a deposit, swap and withdraw flow for managing digital assets. Sources: CoinGate About Us, coingate.com
On the consumer side, CoinGate offers buying and selling of crypto with a credit card, with proceeds settled to the card, plus a gift-card marketplace and a directory of merchants that accept crypto. The research summary describes it as a multi-asset service covering Bitcoin, USDC and a range of other cryptocurrencies, with FX conversion and settlement in EUR via SEPA. CoinGate does not advertise staking, savings, dollar-cost averaging or a payment card as core offerings. Source: coingate.com
On the legal question, the contracting entity is UAB Decentralized, established in Lithuania and supervised by the Bank of Lithuania. Under MiCA, the ESMA register records authorisation for four crypto-asset services: custody and administration of crypto-assets on behalf of clients, exchange of crypto-assets for funds, exchange of crypto-assets for other crypto-assets, and transfer services for crypto-assets. The licence does not cover services outside that list, such as operating a trading platform, placement, reception and transmission of orders, execution of orders, providing advice on crypto-assets, or portfolio management. Sources: CoinGate About Us, CoinGate legal entity (UAB Decentralized)
Which crypto services is Coingate authorised to offer in the EU?
Under its MiCA authorisation issued by Lithuania, Coingate (UAB Decentralized) is approved to provide the following services to EEA residents. Each service is defined in Article 3(1)(16) of Regulation (EU) 2023/1114.
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Providing custody and administration of crypto-assets on behalf of clients
The exchange holds your crypto in its own wallets. Authorisation here means MiCA's segregation and insurance rules apply: client crypto-assets must be ring-fenced from the exchange's own funds.
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Exchange of crypto-assets for funds
The exchange offers crypto-to-fiat (e.g. BTC to EUR) and fiat-to-crypto conversion. Authorisation here implies MiCA's pricing transparency requirements.
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Exchange of crypto-assets for other crypto-assets
The exchange offers crypto-to-crypto trading (e.g. BTC to ETH). Required for most spot trading pairs not denominated in fiat.
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Providing transfer services for crypto-assets on behalf of clients
The exchange can move crypto between addresses on your behalf, including off-platform withdrawals. The Travel Rule applies to these transfers.
Which services is Coingate not authorised to offer?
Coingate's MiCA licence does not cover: Trading platform, Order execution, Placing, Order R&T, Advice, Portfolio mgmt. These services may still be offered by other authorised providers, or by Coingate under a different regulatory framework (for example, derivatives may fall under MiFID II rather than MiCA). Source: ESMA Register, retrieved 30 June 2026.
See other MiCA-authorised exchanges by service:
What does this mean for users of Coingate in the EU?
If you transact through Coingate's EEA-authorised entity (UAB Decentralized), the protections introduced by MiCA apply to your relationship from onwards. In practical terms this means: client crypto-assets are ring-fenced from the exchange's own funds (Article 70 MiCA), the authorised entity holds prudential capital, has formal complaint-handling procedures, and is subject to transparency obligations on fees and order execution. Source: Regulation (EU) 2023/1114.
One thing to verify yourself: the legal entity you contract with day-to-day must match the entity in the ESMA register. Some global exchanges operate multiple legal entities under one brand. Confirm in Coingate's terms of service that your contracting entity is UAB Decentralized, not a non-EEA affiliate.
Which MiCA-authorised exchanges are alternatives to Coingate?
Three MiCA-authorised providers to consider. Drawn from the ESMA register, never paid placement.
| Provider | Home Member State | Authorised | Services |
|---|---|---|---|
| Alaric Securities | Bulgaria | 9 services | |
| OKX | Malta | 9 services | |
| Kraken | Ireland | 8 services |
Related reading
Understand the regulatory context behind Coingate's entry on the register:
Frequently asked questions about Coingate and MiCA
Is Coingate licensed under MiCA?
Yes. Coingate appears in the ESMA Register of MiCA-Authorised Crypto-Asset Service Providers, with its authorisation issued by the competent authority of Lithuania.
Which EU countries can Coingate serve under this licence?
A MiCA authorisation in one EEA member state permits passporting across all EEA member states, subject to a notification process to each host-state regulator.
Are my crypto-assets on Coingate protected under MiCA?
MiCA introduces ring-fencing of client crypto-assets, prudential capital requirements for the authorised entity, complaint-handling obligations, and conduct rules. It does not provide a deposit-guarantee scheme equivalent to bank deposit insurance.
What's the difference between the authorised entity and the global brand?
Some global exchanges operate multiple legal entities. The MiCA authorisation applies only to the specific legal entity in the ESMA register, not to the global brand. Verify the contracting entity in Coingate's terms of service.
Where can I check the official record?
The ESMA register publishes the authoritative list and updates it weekly. The direct link to Coingate's entry is on this page under 'Sources'.
Sources
This page is updated weekly. Last verified . If you believe any information on this page is inaccurate, write to our contact page.