EU CRYPTO REGISTER · AUTHORISED · LAST VERIFIED
Is FUMBI licensed under MiCA in the European Union?
FUMBI's European entity (FUMBI, s.r.o.) is recorded as an authorised Crypto-Asset Service Provider under the EU's Markets in Crypto-Assets Regulation, with its authorisation issued by Slovakia on 18 December 2025.
Verdict: FUMBI appears in the ESMA Register of MiCA-Authorised CASPs.
| Legal entity | FUMBI, s.r.o. |
|---|---|
| Home Member State | Slovakia |
| National Competent Authority | |
| Authorisation date | |
| Legal Entity Identifier (LEI) | 097900CAKA0000269926 |
| Authorised services | Custody, Exchange for funds, Exchange for crypto, Portfolio management, Portfolio management on crypto-assets, Transfer services |
Source: ESMA Register of Crypto-Asset Service Providers. Retrieved 30 June 2026.
About FUMBI
FUMBI is a Slovak retail crypto investment platform that lets users put money into diversified crypto-asset portfolios rather than picking individual coins. According to its own description, the service is built around multi-asset portfolios spanning Bitcoin, Ethereum and DeFi indexes, with an algorithm-driven approach to portfolio management and additional staking and savings features, and it markets itself to non-experts who want managed exposure to crypto. FUMBI states that tens of thousands of people use it to invest. The platform is operated by FUMBI NETWORK j.s.a. as the parent company, with FUMBI, s.r.o. as the licensed entity, and research places its headquarters in Bratislava, Slovakia, with the business founded in 2018. Sources: fumbi.network, FUMBI on LinkedIn
On funding and assets, the research indicates FUMBI works in euros via SEPA bank transfers for deposits, and that it focuses on managed multi-asset portfolios rather than offering a card-purchase flow. It is described as a regulated crypto investment platform aimed at retail access to diversified portfolios, not a bank, broker or third-party custodian in the traditional sense, and it reports using Fireblocks for the secure storage of crypto-assets. Sources: fumbi.network, FUMBI Android app listing
On the legal point, FUMBI states on its own site that it is a crypto company holding a MiCA authorisation from the National Bank of Slovakia (Narodna banka Slovenska, NBS), and that its services are subject to the EU's crypto-asset regulation. The contracting licensed entity is FUMBI, s.r.o., with the National Bank of Slovakia acting as the competent authority. Under that authorisation the ESMA register lists FUMBI as permitted to provide custody and administration of crypto-assets, exchange of crypto-assets for funds, exchange of crypto-assets for other crypto-assets, transfer services for crypto-assets, and the provision of portfolio management of crypto-assets. Sources: fumbi.network, FUMBI client support
It is worth being precise about scope. The MiCA permission covers the specific crypto-asset services listed above; it does not, on the basis of this data, extend to other MiCA services such as operating a trading platform for crypto-assets, placing crypto-assets, reception and transmission of orders, or providing advice on crypto-assets, and it is not a banking, e-money or investment-firm licence. Anyone relying on FUMBI's regulatory status should confirm the current entry and the exact authorised services directly in the National Bank of Slovakia and ESMA public registers. Sources: FUMBI client support, fumbi.network
Which crypto services is FUMBI authorised to offer in the EU?
Under its MiCA authorisation issued by Slovakia, FUMBI (FUMBI, s.r.o.) is approved to provide the following services to EEA residents. Each service is defined in Article 3(1)(16) of Regulation (EU) 2023/1114.
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Providing custody and administration of crypto-assets on behalf of clients
The exchange holds your crypto in its own wallets. Authorisation here means MiCA's segregation and insurance rules apply: client crypto-assets must be ring-fenced from the exchange's own funds.
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Exchange of crypto-assets for funds
The exchange offers crypto-to-fiat (e.g. BTC to EUR) and fiat-to-crypto conversion. Authorisation here implies MiCA's pricing transparency requirements.
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Exchange of crypto-assets for other crypto-assets
The exchange offers crypto-to-crypto trading (e.g. BTC to ETH). Required for most spot trading pairs not denominated in fiat.
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Providing transfer services for crypto-assets on behalf of clients
The exchange can move crypto between addresses on your behalf, including off-platform withdrawals. The Travel Rule applies to these transfers.
Which services is FUMBI not authorised to offer?
FUMBI's MiCA licence does not cover: Trading platform, Order execution, Placing, Order R&T, Advice, Portfolio mgmt. These services may still be offered by other authorised providers, or by FUMBI under a different regulatory framework (for example, derivatives may fall under MiFID II rather than MiCA). Source: ESMA Register, retrieved 30 June 2026.
See other MiCA-authorised exchanges by service:
What does this mean for users of FUMBI in the EU?
If you transact through FUMBI's EEA-authorised entity (FUMBI, s.r.o.), the protections introduced by MiCA apply to your relationship from onwards. In practical terms this means: client crypto-assets are ring-fenced from the exchange's own funds (Article 70 MiCA), the authorised entity holds prudential capital, has formal complaint-handling procedures, and is subject to transparency obligations on fees and order execution. Source: Regulation (EU) 2023/1114.
One thing to verify yourself: the legal entity you contract with day-to-day must match the entity in the ESMA register. Some global exchanges operate multiple legal entities under one brand. Confirm in FUMBI's terms of service that your contracting entity is FUMBI, s.r.o., not a non-EEA affiliate.
Which MiCA-authorised exchanges are alternatives to FUMBI?
Three MiCA-authorised providers to consider. Drawn from the ESMA register, never paid placement.
| Provider | Home Member State | Authorised | Services |
|---|---|---|---|
| Alaric Securities | Bulgaria | 9 services | |
| BANQUE DELUBAC | France | 7 services | |
| COINHOUSE | France | 7 services |
Related reading
Understand the regulatory context behind FUMBI's entry on the register:
Frequently asked questions about FUMBI and MiCA
Is FUMBI licensed under MiCA?
Yes. FUMBI appears in the ESMA Register of MiCA-Authorised Crypto-Asset Service Providers, with its authorisation issued by the competent authority of Slovakia.
Which EU countries can FUMBI serve under this licence?
A MiCA authorisation in one EEA member state permits passporting across all EEA member states, subject to a notification process to each host-state regulator.
Are my crypto-assets on FUMBI protected under MiCA?
MiCA introduces ring-fencing of client crypto-assets, prudential capital requirements for the authorised entity, complaint-handling obligations, and conduct rules. It does not provide a deposit-guarantee scheme equivalent to bank deposit insurance.
What's the difference between the authorised entity and the global brand?
Some global exchanges operate multiple legal entities. The MiCA authorisation applies only to the specific legal entity in the ESMA register, not to the global brand. Verify the contracting entity in FUMBI's terms of service.
Where can I check the official record?
The ESMA register publishes the authoritative list and updates it weekly. The direct link to FUMBI's entry is on this page under 'Sources'.
Sources
This page is updated weekly. Last verified . If you believe any information on this page is inaccurate, write to our contact page.