EU CRYPTO REGISTER · AUTHORISED · LAST VERIFIED
Is HPB d.d. licensed under MiCA in the European Union?
HPB d.d.'s European entity (Hrvatska poštanska banka d.d.) is recorded as an authorised Crypto-Asset Service Provider under the EU's Markets in Crypto-Assets Regulation, with its authorisation issued by Croatia on 16 June 2026.
Verdict: HPB d.d. appears in the ESMA Register of MiCA-Authorised CASPs.
| Legal entity | Hrvatska poštanska banka d.d. |
|---|---|
| Home Member State | Croatia |
| National Competent Authority | |
| Authorisation date | |
| Legal Entity Identifier (LEI) | 529900D5G4V6THXC5P79 |
| Authorised services | Custody |
Source: ESMA Register of Crypto-Asset Service Providers. Retrieved 18 July 2026.
Which crypto services is HPB d.d. authorised to offer in the EU?
Under its MiCA authorisation issued by Croatia, HPB d.d. (Hrvatska poštanska banka d.d.) is approved to provide the following services to EEA residents. Each service is defined in Article 3(1)(16) of Regulation (EU) 2023/1114.
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Providing custody and administration of crypto-assets on behalf of clients
The exchange holds your crypto in its own wallets. Authorisation here means MiCA's segregation and insurance rules apply: client crypto-assets must be ring-fenced from the exchange's own funds.
Which services is HPB d.d. not authorised to offer?
HPB d.d.'s MiCA licence does not cover: Trading platform, Exchange for funds, Exchange for crypto, Order execution, Placing, Order R&T, Advice, Portfolio mgmt, Transfer services. These services may still be offered by other authorised providers, or by HPB d.d. under a different regulatory framework (for example, derivatives may fall under MiFID II rather than MiCA). Source: ESMA Register, retrieved 18 July 2026.
See other MiCA-authorised exchanges by service:
What does this mean for users of HPB d.d. in the EU?
If you transact through HPB d.d.'s EEA-authorised entity (Hrvatska poštanska banka d.d.), the protections introduced by MiCA apply to your relationship from onwards. In practical terms this means: client crypto-assets are ring-fenced from the exchange's own funds (Article 70 MiCA), the authorised entity holds prudential capital, has formal complaint-handling procedures, and is subject to transparency obligations on fees and order execution. Source: Regulation (EU) 2023/1114.
One thing to verify yourself: the legal entity you contract with day-to-day must match the entity in the ESMA register. Some global exchanges operate multiple legal entities under one brand. Confirm in HPB d.d.'s terms of service that your contracting entity is Hrvatska poštanska banka d.d., not a non-EEA affiliate.
Which MiCA-authorised exchanges are alternatives to HPB d.d.?
Three MiCA-authorised providers to consider. Drawn from the ESMA register, never paid placement.
| Provider | Home Member State | Authorised | Services |
|---|---|---|---|
| Alaric Securities | Bulgaria | 9 services | |
| NOEMON TECH LTD | Cyprus | 9 services | |
| OKX | Malta | 9 services |
Related reading
Understand the regulatory context behind HPB d.d.'s entry on the register:
Frequently asked questions about HPB d.d. and MiCA
Is HPB d.d. licensed under MiCA?
Yes. HPB d.d. appears in the ESMA Register of MiCA-Authorised Crypto-Asset Service Providers, with its authorisation issued by the competent authority of Croatia.
Which EU countries can HPB d.d. serve under this licence?
A MiCA authorisation in one EEA member state permits passporting across all EEA member states, subject to a notification process to each host-state regulator.
Are my crypto-assets on HPB d.d. protected under MiCA?
MiCA introduces ring-fencing of client crypto-assets, prudential capital requirements for the authorised entity, complaint-handling obligations, and conduct rules. It does not provide a deposit-guarantee scheme equivalent to bank deposit insurance.
What's the difference between the authorised entity and the global brand?
Some global exchanges operate multiple legal entities. The MiCA authorisation applies only to the specific legal entity in the ESMA register, not to the global brand. Verify the contracting entity in HPB d.d.'s terms of service.
Where can I check the official record?
The ESMA register publishes the authoritative list and updates it weekly. The direct link to HPB d.d.'s entry is on this page under 'Sources'.
Sources
This page is updated weekly. Last verified . If you believe any information on this page is inaccurate, write to our contact page.