EU CRYPTO REGISTER · AUTHORISED · LAST VERIFIED
Is IN KAPITAL licensed under MiCA in the European Union?
IN KAPITAL's European entity (IN KAPITAL limited liability company for trade and services) is recorded as an authorised Crypto-Asset Service Provider under the EU's Markets in Crypto-Assets Regulation, with its authorisation issued by Croatia on 17 June 2026.
Verdict: IN KAPITAL appears in the ESMA Register of MiCA-Authorised CASPs.
| Legal entity | IN KAPITAL limited liability company for trade and services |
|---|---|
| Home Member State | Croatia |
| National Competent Authority | |
| Authorisation date | |
| Legal Entity Identifier (LEI) | 747800O0P6DFI8RSKT10 |
| Authorised services | Exchange for funds |
Source: ESMA Register of Crypto-Asset Service Providers. Retrieved 30 June 2026.
About IN KAPITAL
IN KAPITAL is a Croatian currency and crypto-asset exchange business operated by IN KAPITAL d.o.o. (IN KAPITAL limited liability company for trade and services). On its own website it presents itself as a network of physical money-exchange offices (mjenjačnice) in Zagreb, Split and Dubrovnik, where customers can exchange currencies such as EUR, CHF and USD and buy or sell crypto-assets over the counter for cash. The site describes a staffed, in-person service model rather than an online trading platform or app. Source: inkapital.hr
On the crypto side, IN KAPITAL states that it buys and sells leading digital assets including Bitcoin, Ethereum and Litecoin for cash at its branches, positioning itself as a physical crypto exchange (kripto mjenjačnica) with personal assistance from staff. The company describes its offering as direct purchase and sale of crypto-assets in its offices and emphasises in-person, cash-based transactions; the website does not describe custody, savings, staking or card products. Source: inkapital.hr
On the regulatory point, the contracting legal entity is IN KAPITAL d.o.o., established in Croatia and supervised by the Croatian Financial Services Supervisory Agency (HANFA), the national competent authority for crypto-asset service providers under MiCA. According to the ESMA register data, IN KAPITAL is authorised for a single MiCA crypto-asset service: exchange of crypto-assets for funds. That licence does not, on this record, cover other MiCA services such as custody and administration of crypto-assets, operating a trading platform, execution or reception and transmission of orders, placing, portfolio management or advice. Sources: inkapital.hr, HANFA
Which crypto services is IN KAPITAL authorised to offer in the EU?
Under its MiCA authorisation issued by Croatia, IN KAPITAL (IN KAPITAL limited liability company for trade and services) is approved to provide the following services to EEA residents. Each service is defined in Article 3(1)(16) of Regulation (EU) 2023/1114.
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Exchange of crypto-assets for funds
The exchange offers crypto-to-fiat (e.g. BTC to EUR) and fiat-to-crypto conversion. Authorisation here implies MiCA's pricing transparency requirements.
Which services is IN KAPITAL not authorised to offer?
IN KAPITAL's MiCA licence does not cover: Custody, Trading platform, Exchange for crypto, Order execution, Placing, Order R&T, Advice, Portfolio mgmt, Transfer services. These services may still be offered by other authorised providers, or by IN KAPITAL under a different regulatory framework (for example, derivatives may fall under MiFID II rather than MiCA). Source: ESMA Register, retrieved 30 June 2026.
See other MiCA-authorised exchanges by service:
What does this mean for users of IN KAPITAL in the EU?
If you transact through IN KAPITAL's EEA-authorised entity (IN KAPITAL limited liability company for trade and services), the protections introduced by MiCA apply to your relationship from onwards. In practical terms this means: client crypto-assets are ring-fenced from the exchange's own funds (Article 70 MiCA), the authorised entity holds prudential capital, has formal complaint-handling procedures, and is subject to transparency obligations on fees and order execution. Source: Regulation (EU) 2023/1114.
One thing to verify yourself: the legal entity you contract with day-to-day must match the entity in the ESMA register. Some global exchanges operate multiple legal entities under one brand. Confirm in IN KAPITAL's terms of service that your contracting entity is IN KAPITAL limited liability company for trade and services, not a non-EEA affiliate.
Which MiCA-authorised exchanges are alternatives to IN KAPITAL?
Three MiCA-authorised providers to consider. Drawn from the ESMA register, never paid placement.
| Provider | Home Member State | Authorised | Services |
|---|---|---|---|
| Alaric Securities | Bulgaria | 9 services | |
| OKX | Malta | 9 services | |
| Kraken | Ireland | 8 services |
Related reading
Understand the regulatory context behind IN KAPITAL's entry on the register:
Frequently asked questions about IN KAPITAL and MiCA
Is IN KAPITAL licensed under MiCA?
Yes. IN KAPITAL appears in the ESMA Register of MiCA-Authorised Crypto-Asset Service Providers, with its authorisation issued by the competent authority of Croatia.
Which EU countries can IN KAPITAL serve under this licence?
A MiCA authorisation in one EEA member state permits passporting across all EEA member states, subject to a notification process to each host-state regulator.
Are my crypto-assets on IN KAPITAL protected under MiCA?
MiCA introduces ring-fencing of client crypto-assets, prudential capital requirements for the authorised entity, complaint-handling obligations, and conduct rules. It does not provide a deposit-guarantee scheme equivalent to bank deposit insurance.
What's the difference between the authorised entity and the global brand?
Some global exchanges operate multiple legal entities. The MiCA authorisation applies only to the specific legal entity in the ESMA register, not to the global brand. Verify the contracting entity in IN KAPITAL's terms of service.
Where can I check the official record?
The ESMA register publishes the authoritative list and updates it weekly. The direct link to IN KAPITAL's entry is on this page under 'Sources'.
Sources
This page is updated weekly. Last verified . If you believe any information on this page is inaccurate, write to our contact page.