EU CRYPTO REGISTER · AUTHORISED · LAST VERIFIED
Is Lunar Block licensed under MiCA in the European Union?
Lunar Block's European entity (Lunar Block A/S) is recorded as an authorised Crypto-Asset Service Provider under the EU's Markets in Crypto-Assets Regulation, with its authorisation issued by Denmark on 15 September 2025.
Verdict: Lunar Block appears in the ESMA Register of MiCA-Authorised CASPs.
| Legal entity | Lunar Block A/S |
|---|---|
| Home Member State | Denmark |
| National Competent Authority | |
| Authorisation date | |
| Legal Entity Identifier (LEI) | 984500DD714F66B77454 |
| Authorised services | Custody, Order execution |
Source: ESMA Register of Crypto-Asset Service Providers. Retrieved 30 June 2026.
About Lunar Block
Lunar Block is the crypto-trading feature inside the Lunar mobile banking app, a Scandinavian digital bank. The contracting legal entity is Lunar Block A/S, a Danish company that, according to research summaries, operates as a subsidiary of Lunar Group A/S, the challenger bank founded in 2015 and headquartered in Aarhus, Denmark. Lunar states on its site that it is the first in Scandinavia to hold a CASP licence under the EU's MiCA regulation, presenting crypto buying and selling "directly via a leading Danish digital bank." Sources: Lunar crypto page, Neobanque (Norway launch)
On the product side, Lunar offers spot purchases of selected cryptocurrencies through the app, with Bitcoin, Ethereum, Cardano and Dogecoin named among its most popular assets, plus curated "crypto packages" spanning multiple coins. Lunar states that purchases start from 10 DKK, that pricing is transparent and that all listed crypto is screened for liquidity, quality and signs of financial crime. According to the research summary, the platform runs an omnibus model with no self-custody and no withdrawal of crypto to external wallets, no staking, savings, DCA or crypto-card features, and deposits are funded from the user's Lunar account with EUR/SEPA support via Lunar's banking licence; crypto holdings themselves are not covered by deposit-guarantee protection. Sources: Lunar crypto page, Lunar Help Center
On the legal point, the entity authorised under MiCA is Lunar Block A/S, supervised in Denmark by Finanstilsynet (the Danish Financial Supervisory Authority). Per the ESMA register data underlying this profile, the MiCA authorisation covers the crypto-asset services of Custody and administration of crypto-assets on behalf of clients and Execution of orders for crypto-assets on behalf of clients. It does not extend to other MiCA services such as operating a trading platform, exchange of crypto-assets for funds or other crypto-assets, transfer services, portfolio management, or advice. Sources: Lunar crypto page, Lunar Help Center
Which crypto services is Lunar Block authorised to offer in the EU?
Under its MiCA authorisation issued by Denmark, Lunar Block (Lunar Block A/S) is approved to provide the following services to EEA residents. Each service is defined in Article 3(1)(16) of Regulation (EU) 2023/1114.
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Providing custody and administration of crypto-assets on behalf of clients
The exchange holds your crypto in its own wallets. Authorisation here means MiCA's segregation and insurance rules apply: client crypto-assets must be ring-fenced from the exchange's own funds.
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Execution of orders for crypto-assets on behalf of clients
The exchange can place orders for you on third-party venues (smart-routing). Less common in retail crypto; relevant for brokerage-style services.
Which services is Lunar Block not authorised to offer?
Lunar Block's MiCA licence does not cover: Trading platform, Exchange for funds, Exchange for crypto, Placing, Order R&T, Advice, Portfolio mgmt, Transfer services. These services may still be offered by other authorised providers, or by Lunar Block under a different regulatory framework (for example, derivatives may fall under MiFID II rather than MiCA). Source: ESMA Register, retrieved 30 June 2026.
See other MiCA-authorised exchanges by service:
What does this mean for users of Lunar Block in the EU?
If you transact through Lunar Block's EEA-authorised entity (Lunar Block A/S), the protections introduced by MiCA apply to your relationship from onwards. In practical terms this means: client crypto-assets are ring-fenced from the exchange's own funds (Article 70 MiCA), the authorised entity holds prudential capital, has formal complaint-handling procedures, and is subject to transparency obligations on fees and order execution. Source: Regulation (EU) 2023/1114.
One thing to verify yourself: the legal entity you contract with day-to-day must match the entity in the ESMA register. Some global exchanges operate multiple legal entities under one brand. Confirm in Lunar Block's terms of service that your contracting entity is Lunar Block A/S, not a non-EEA affiliate.
Which MiCA-authorised exchanges are alternatives to Lunar Block?
Three MiCA-authorised providers to consider. Drawn from the ESMA register, never paid placement.
| Provider | Home Member State | Authorised | Services |
|---|---|---|---|
| Alaric Securities | Bulgaria | 9 services | |
| OKX | Malta | 9 services | |
| Kraken | Ireland | 8 services |
Related reading
Understand the regulatory context behind Lunar Block's entry on the register:
Frequently asked questions about Lunar Block and MiCA
Is Lunar Block licensed under MiCA?
Yes. Lunar Block appears in the ESMA Register of MiCA-Authorised Crypto-Asset Service Providers, with its authorisation issued by the competent authority of Denmark.
Which EU countries can Lunar Block serve under this licence?
A MiCA authorisation in one EEA member state permits passporting across all EEA member states, subject to a notification process to each host-state regulator.
Are my crypto-assets on Lunar Block protected under MiCA?
MiCA introduces ring-fencing of client crypto-assets, prudential capital requirements for the authorised entity, complaint-handling obligations, and conduct rules. It does not provide a deposit-guarantee scheme equivalent to bank deposit insurance.
What's the difference between the authorised entity and the global brand?
Some global exchanges operate multiple legal entities. The MiCA authorisation applies only to the specific legal entity in the ESMA register, not to the global brand. Verify the contracting entity in Lunar Block's terms of service.
Where can I check the official record?
The ESMA register publishes the authoritative list and updates it weekly. The direct link to Lunar Block's entry is on this page under 'Sources'.
Sources
This page is updated weekly. Last verified . If you believe any information on this page is inaccurate, write to our contact page.