EU CRYPTO REGISTER · AUTHORISED · LAST VERIFIED
Is MoonPay Europe B.V. licensed under MiCA in the European Union?
MoonPay Europe B.V.'s European entity (MoonPay Europe B.V.) is recorded as an authorised Crypto-Asset Service Provider under the EU's Markets in Crypto-Assets Regulation, with its authorisation issued by Netherlands on 30 December 2024.
Verdict: MoonPay Europe B.V. appears in the ESMA Register of MiCA-Authorised CASPs.
| Legal entity | MoonPay Europe B.V. |
|---|---|
| Home Member State | Netherlands |
| National Competent Authority | Dutch Authority for the Financial Markets (AFM) and De Nederlandsche Bank (DNB) |
| Authorisation date | |
| Legal Entity Identifier (LEI) | 254900KXWAZ3B1340G26 |
| Authorised services | Exchange for funds, Exchange for crypto, Transfer services |
Source: ESMA Register of Crypto-Asset Service Providers. Retrieved 30 June 2026.
About MoonPay Europe B.V.
MoonPay Europe B.V. is the European contracting entity of MoonPay, a crypto payments company founded in 2019 whose group parent is headquartered in Miami, United States. The Dutch entity is registered at Herengracht 420, Amsterdam. MoonPay operates a consumer crypto on-ramp and off-ramp: users can buy, sell and swap a range of crypto-assets such as Bitcoin and Ethereum, rather than a Bitcoin-only product. On its Dutch homepage MoonPay describes itself as 'trusted by millions of customers since 2019' and states it has more than 35,000,000 verified accounts across over 180 countries; these are the company's own figures, not independently verified here. Sources: MoonPay, MoonPay company background
The service is structured as a spot buy/sell/swap on-ramp and is described in the research as non-custodial, meaning MoonPay states it does not hold customer funds or private keys and users control their own wallets. It supports EUR payments via SEPA bank transfer, plus cards (Mastercard, Visa), Apple Pay, Google Pay, PayPal and Venmo for fiat-to-crypto purchases. The research does not indicate a custody product, savings or DCA, staking, or a crypto-native payment card for end users, so those are out of scope for this entity. Sources: MoonPay Terms of Use (Europe), MoonPay
On the legal point: MoonPay Europe B.V. is authorised under MiCA as a crypto-asset service provider by the Netherlands Authority for the Financial Markets (AFM). According to the research the authorisation took effect on 30 December 2024 under article 63 MiCAR, with registration number 41000002, making it one of the earlier CASPs licensed under the regime. The MiCA licence covers the exchange of crypto-assets for funds, the exchange of crypto-assets for other crypto-assets, and the transfer of crypto-assets on behalf of clients. It does not, on the ESMA services recorded here, cover custody and administration of crypto-assets for clients, portfolio management, or advice. Sources: MoonPay licences, Osborne Clarke (AFM MiCA authorisation)
Which crypto services is MoonPay Europe B.V. authorised to offer in the EU?
Under its MiCA authorisation issued by Dutch Authority for the Financial Markets (AFM) and De Nederlandsche Bank (DNB), MoonPay Europe B.V. (MoonPay Europe B.V.) is approved to provide the following services to EEA residents. Each service is defined in Article 3(1)(16) of Regulation (EU) 2023/1114.
-
Exchange of crypto-assets for funds
The exchange offers crypto-to-fiat (e.g. BTC to EUR) and fiat-to-crypto conversion. Authorisation here implies MiCA's pricing transparency requirements.
-
Exchange of crypto-assets for other crypto-assets
The exchange offers crypto-to-crypto trading (e.g. BTC to ETH). Required for most spot trading pairs not denominated in fiat.
-
Providing transfer services for crypto-assets on behalf of clients
The exchange can move crypto between addresses on your behalf, including off-platform withdrawals. The Travel Rule applies to these transfers.
Which services is MoonPay Europe B.V. not authorised to offer?
MoonPay Europe B.V.'s MiCA licence does not cover: Custody, Trading platform, Order execution, Placing, Order R&T, Advice, Portfolio mgmt. These services may still be offered by other authorised providers, or by MoonPay Europe B.V. under a different regulatory framework (for example, derivatives may fall under MiFID II rather than MiCA). Source: ESMA Register, retrieved 30 June 2026.
See other MiCA-authorised exchanges by service:
Why is MoonPay Europe B.V. licensed in Netherlands?
The Netherlands historically had one of the strictest pre-MiCA crypto frameworks, with DNB running a stand-alone Wwft register. AFM is the MiCA-designated competent authority. Bitvavo is the dominant Dutch-licensed CASP; many global exchanges previously withdrew from the Dutch market under pre-MiCA pressure. Source: Dutch Authority for the Financial Markets (AFM) and De Nederlandsche Bank (DNB).
| National Competent Authority | Dutch Authority for the Financial Markets (AFM) and De Nederlandsche Bank (DNB) |
|---|---|
| Investor compensation | DSI (Dutch investor compensation scheme) cover is limited. |
| Regulatory context | Marketing rules around crypto are particularly strict; AFM has fined non-compliant promotional activity. |
What does this mean for users of MoonPay Europe B.V. in the EU?
If you transact through MoonPay Europe B.V.'s EEA-authorised entity (MoonPay Europe B.V.), the protections introduced by MiCA apply to your relationship from onwards. In practical terms this means: client crypto-assets are ring-fenced from the exchange's own funds (Article 70 MiCA), the authorised entity holds prudential capital, has formal complaint-handling procedures, and is subject to transparency obligations on fees and order execution. Source: Regulation (EU) 2023/1114.
One thing to verify yourself: the legal entity you contract with day-to-day must match the entity in the ESMA register. Some global exchanges operate multiple legal entities under one brand. Confirm in MoonPay Europe B.V.'s terms of service that your contracting entity is MoonPay Europe B.V., not a non-EEA affiliate.
Which MiCA-authorised exchanges are alternatives to MoonPay Europe B.V.?
Three MiCA-authorised providers to consider. Drawn from the ESMA register, never paid placement.
| Provider | Home Member State | Authorised | Services |
|---|---|---|---|
| Alaric Securities | Bulgaria | 9 services | |
| OKX | Malta | 9 services | |
| Kraken | Ireland | 8 services |
Related reading
Understand the regulatory context behind MoonPay Europe B.V.'s entry on the register:
Frequently asked questions about MoonPay Europe B.V. and MiCA
Is MoonPay Europe B.V. licensed under MiCA?
Yes. MoonPay Europe B.V. appears in the ESMA Register of MiCA-Authorised Crypto-Asset Service Providers, with its authorisation issued by the competent authority of Netherlands.
Which EU countries can MoonPay Europe B.V. serve under this licence?
A MiCA authorisation in one EEA member state permits passporting across all EEA member states, subject to a notification process to each host-state regulator.
Are my crypto-assets on MoonPay Europe B.V. protected under MiCA?
MiCA introduces ring-fencing of client crypto-assets, prudential capital requirements for the authorised entity, complaint-handling obligations, and conduct rules. It does not provide a deposit-guarantee scheme equivalent to bank deposit insurance.
What's the difference between the authorised entity and the global brand?
Some global exchanges operate multiple legal entities. The MiCA authorisation applies only to the specific legal entity in the ESMA register, not to the global brand. Verify the contracting entity in MoonPay Europe B.V.'s terms of service.
Where can I check the official record?
The ESMA register publishes the authoritative list and updates it weekly. The direct link to MoonPay Europe B.V.'s entry is on this page under 'Sources'.
Sources
- ESMA Register of Crypto-Asset Service Providers
- Dutch Authority for the Financial Markets (AFM) and De Nederlandsche Bank (DNB)
- ESMA MiCA Register - MoonPay Europe B.V. (MoonPay Europe B.V.)
- MoonPay Europe B.V. official website
- MoonPay licences and legal disclosures
- Osborne Clarke - MoonPay Europe B.V. obtains MiCA CASP authorisation from the AFM
- MoonPay Terms of Use (Europe)
This page is updated weekly. Last verified . If you believe any information on this page is inaccurate, write to our contact page.