EU CRYPTO REGISTER · AUTHORISED · LAST VERIFIED

Is Ramp Network licensed under MiCA in the European Union?

Ramp Network's European entity (Ramp Swaps (Ireland) Limited) is recorded as an authorised Crypto-Asset Service Provider under the EU's Markets in Crypto-Assets Regulation, with its authorisation issued by Ireland on 2 December 2025.

Verdict: Ramp Network appears in the ESMA Register of MiCA-Authorised CASPs.

Legal entityRamp Swaps (Ireland) Limited
Home Member StateIreland
National Competent AuthorityCentral Bank of Ireland (CBI)
Authorisation date
Legal Entity Identifier (LEI)89450036UW3ID72T1M84.
Authorised servicesExchange for funds

Source: ESMA Register of Crypto-Asset Service Providers. Retrieved 30 June 2026.

About Ramp Network

Ramp Network is a fiat-to-crypto on-ramp and off-ramp infrastructure provider that lets users buy, sell and swap crypto-assets, typically embedded inside third-party wallets and apps rather than as a standalone exchange account. Its research summary describes it as a non-custodial financial-technology provider - not a bank, custodian, broker or asset manager - that facilitates conversion between fiat currencies and digital assets, supporting over 100 crypto-assets including Bitcoin and Ethereum. Because it is non-custodial, it does not hold user funds and does not offer savings, custody, dollar-cost-averaging, or native staking products; it provides the payment rails for card purchases and bank transfers, including EUR via SEPA, Apple Pay and Google Pay. On its homepage, Ramp Network states it is 'trusted by 8 million customers' worldwide and used by 250+ industry partners. Sources: rampnetwork.com, Ramp Network licenses and registrations

The global Ramp Network business was founded in 2018 and is headquartered in London, England. The EU-facing service is operated through Ramp Swaps (Ireland) Limited, which the research indicates was incorporated in Ireland on 25 April 2023, with an operational base in Dublin. This Irish entity is the contracting legal entity for European users and the holder of the MiCA authorisation. Sources: Ramp Network - About, Fintech Ireland - Ramp Swaps VASP registration

On the licensing question: Ramp Swaps (Ireland) Limited is authorised as a Crypto-Asset Service Provider under the EU Markets in Crypto-Assets Regulation (MiCA), with the Central Bank of Ireland as its national competent authority. According to the company's announcement, it went live as an EU-licensed CASP on 22 January 2026, having previously held a VASP registration in Ireland. Against the ESMA register of MiCA services, the authorisation covers 'Exchange of crypto-assets for funds' - the activity underpinning its buy and sell (on-ramp and off-ramp) flows. The licence is scoped to that service; it does not, on the basis of this data, extend to other MiCA-regulated activities such as custody and administration of crypto-assets on behalf of clients, operating a trading platform, or providing portfolio management or advice. Sources: Ramp Network goes live as EU-licensed CASP, Ramp Network licenses and registrations

Which crypto services is Ramp Network authorised to offer in the EU?

Under its MiCA authorisation issued by Central Bank of Ireland (CBI), Ramp Network (Ramp Swaps (Ireland) Limited) is approved to provide the following services to EEA residents. Each service is defined in Article 3(1)(16) of Regulation (EU) 2023/1114.

  • Exchange of crypto-assets for funds

    The exchange offers crypto-to-fiat (e.g. BTC to EUR) and fiat-to-crypto conversion. Authorisation here implies MiCA's pricing transparency requirements.

Which services is Ramp Network not authorised to offer?

Ramp Network's MiCA licence does not cover: Custody, Trading platform, Exchange for crypto, Order execution, Placing, Order R&T, Advice, Portfolio mgmt, Transfer services. These services may still be offered by other authorised providers, or by Ramp Network under a different regulatory framework (for example, derivatives may fall under MiFID II rather than MiCA). Source: ESMA Register, retrieved 30 June 2026.

See other MiCA-authorised exchanges by service:

Why is Ramp Network licensed in Ireland?

The CBI's MiCA approach mirrors its strict banking-supervision posture. Kraken's Payward entities chose Ireland for their MiCA authorisation in June 2025. Source: Central Bank of Ireland (CBI).

National Competent AuthorityCentral Bank of Ireland (CBI)
Investor compensationIrish Investor Compensation Scheme up to €20,000.
Regulatory contextEnglish-speaking, regulator-respected; expensive to establish.

See all exchanges licensed in Ireland

What does this mean for users of Ramp Network in the EU?

If you transact through Ramp Network's EEA-authorised entity (Ramp Swaps (Ireland) Limited), the protections introduced by MiCA apply to your relationship from onwards. In practical terms this means: client crypto-assets are ring-fenced from the exchange's own funds (Article 70 MiCA), the authorised entity holds prudential capital, has formal complaint-handling procedures, and is subject to transparency obligations on fees and order execution. Source: Regulation (EU) 2023/1114.

One thing to verify yourself: the legal entity you contract with day-to-day must match the entity in the ESMA register. Some global exchanges operate multiple legal entities under one brand. Confirm in Ramp Network's terms of service that your contracting entity is Ramp Swaps (Ireland) Limited, not a non-EEA affiliate.

Which MiCA-authorised exchanges are alternatives to Ramp Network?

Three MiCA-authorised providers to consider. Drawn from the ESMA register, never paid placement.

ProviderHome Member StateAuthorisedServices
Alaric Securities Bulgaria 9 services
OKX Malta 9 services
Kraken Ireland 8 services

Related reading

Understand the regulatory context behind Ramp Network's entry on the register:

Frequently asked questions about Ramp Network and MiCA

Is Ramp Network licensed under MiCA?

Yes. Ramp Network appears in the ESMA Register of MiCA-Authorised Crypto-Asset Service Providers, with its authorisation issued by the competent authority of Ireland.

Which EU countries can Ramp Network serve under this licence?

A MiCA authorisation in one EEA member state permits passporting across all EEA member states, subject to a notification process to each host-state regulator.

Are my crypto-assets on Ramp Network protected under MiCA?

MiCA introduces ring-fencing of client crypto-assets, prudential capital requirements for the authorised entity, complaint-handling obligations, and conduct rules. It does not provide a deposit-guarantee scheme equivalent to bank deposit insurance.

What's the difference between the authorised entity and the global brand?

Some global exchanges operate multiple legal entities. The MiCA authorisation applies only to the specific legal entity in the ESMA register, not to the global brand. Verify the contracting entity in Ramp Network's terms of service.

Where can I check the official record?

The ESMA register publishes the authoritative list and updates it weekly. The direct link to Ramp Network's entry is on this page under 'Sources'.