EU CRYPTO REGISTER · AUTHORISED · LAST VERIFIED
Is Simplex licensed under MiCA in the European Union?
Simplex's European entity (Nuvei Liquidity UAB) is recorded as an authorised Crypto-Asset Service Provider under the EU's Markets in Crypto-Assets Regulation, with its authorisation issued by Lithuania on 16 December 2025.
Verdict: Simplex appears in the ESMA Register of MiCA-Authorised CASPs.
| Legal entity | Nuvei Liquidity UAB |
|---|---|
| Home Member State | Lithuania |
| National Competent Authority | |
| Authorisation date | |
| Legal Entity Identifier (LEI) | 894500IY99QLL9M0SR28 |
| Authorised services | Custody, Exchange for funds, Exchange for crypto, Transfer services |
Source: ESMA Register of Crypto-Asset Service Providers. Retrieved 30 June 2026.
About Simplex
Simplex is a business-to-business fiat-to-crypto on-ramp gateway rather than a consumer crypto exchange, bank, custodian, broker or asset manager. It supplies the payment infrastructure that lets other platforms - exchanges, wallets and ecommerce partners - offer their users instant fiat-to-crypto conversion. Simplex was founded in 2014 and was acquired by the payments group Nuvei in 2021; the operating company is headquartered at Lvivo g. 37-101, Vilnius, Lithuania. Sources: simplex.com, Nuvei acquisition announcement
On its own site, Simplex describes a fiat-to-crypto on-ramp covering, by its own figures, 200+ cryptocurrencies and 100+ fiat currencies, with payment methods including Visa, Mastercard, Apple Pay, Google Pay and SEPA Direct Debit, plus alternative methods powered by Nuvei. It positions the product around spot on-ramp and off-ramp conversion and markets a 'zero chargeback guarantee' with what it states are fraudless transactions; it does not present consumer savings, staking or a payment-card product. Claims such as 'millions of customers' and partner counts are Simplex's own statements rather than independently verified figures. Source: simplex.com
On the legal point, the contracting entity is Nuvei Liquidity UAB, a Lithuanian company supervised by the Bank of Lithuania. Under MiCA its authorisation as a crypto-asset service provider covers custody and administration of crypto-assets, exchange of crypto-assets for funds, exchange of crypto-assets for other crypto-assets, and transfer services for crypto-assets. It is not, on this record, authorised for other MiCA services such as operating a trading platform, placing of crypto-assets, reception and transmission of orders, portfolio management or advice. Sources: AMF passporting notification (Nuvei Liquidity UAB), Simplex legal entity information
Which crypto services is Simplex authorised to offer in the EU?
Under its MiCA authorisation issued by Lithuania, Simplex (Nuvei Liquidity UAB) is approved to provide the following services to EEA residents. Each service is defined in Article 3(1)(16) of Regulation (EU) 2023/1114.
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Providing custody and administration of crypto-assets on behalf of clients
The exchange holds your crypto in its own wallets. Authorisation here means MiCA's segregation and insurance rules apply: client crypto-assets must be ring-fenced from the exchange's own funds.
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Exchange of crypto-assets for funds
The exchange offers crypto-to-fiat (e.g. BTC to EUR) and fiat-to-crypto conversion. Authorisation here implies MiCA's pricing transparency requirements.
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Exchange of crypto-assets for other crypto-assets
The exchange offers crypto-to-crypto trading (e.g. BTC to ETH). Required for most spot trading pairs not denominated in fiat.
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Providing transfer services for crypto-assets on behalf of clients
The exchange can move crypto between addresses on your behalf, including off-platform withdrawals. The Travel Rule applies to these transfers.
Which services is Simplex not authorised to offer?
Simplex's MiCA licence does not cover: Trading platform, Order execution, Placing, Order R&T, Advice, Portfolio mgmt. These services may still be offered by other authorised providers, or by Simplex under a different regulatory framework (for example, derivatives may fall under MiFID II rather than MiCA). Source: ESMA Register, retrieved 30 June 2026.
See other MiCA-authorised exchanges by service:
What does this mean for users of Simplex in the EU?
If you transact through Simplex's EEA-authorised entity (Nuvei Liquidity UAB), the protections introduced by MiCA apply to your relationship from onwards. In practical terms this means: client crypto-assets are ring-fenced from the exchange's own funds (Article 70 MiCA), the authorised entity holds prudential capital, has formal complaint-handling procedures, and is subject to transparency obligations on fees and order execution. Source: Regulation (EU) 2023/1114.
One thing to verify yourself: the legal entity you contract with day-to-day must match the entity in the ESMA register. Some global exchanges operate multiple legal entities under one brand. Confirm in Simplex's terms of service that your contracting entity is Nuvei Liquidity UAB, not a non-EEA affiliate.
Which MiCA-authorised exchanges are alternatives to Simplex?
Three MiCA-authorised providers to consider. Drawn from the ESMA register, never paid placement.
| Provider | Home Member State | Authorised | Services |
|---|---|---|---|
| Alaric Securities | Bulgaria | 9 services | |
| OKX | Malta | 9 services | |
| Kraken | Ireland | 8 services |
Related reading
Understand the regulatory context behind Simplex's entry on the register:
Frequently asked questions about Simplex and MiCA
Is Simplex licensed under MiCA?
Yes. Simplex appears in the ESMA Register of MiCA-Authorised Crypto-Asset Service Providers, with its authorisation issued by the competent authority of Lithuania.
Which EU countries can Simplex serve under this licence?
A MiCA authorisation in one EEA member state permits passporting across all EEA member states, subject to a notification process to each host-state regulator.
Are my crypto-assets on Simplex protected under MiCA?
MiCA introduces ring-fencing of client crypto-assets, prudential capital requirements for the authorised entity, complaint-handling obligations, and conduct rules. It does not provide a deposit-guarantee scheme equivalent to bank deposit insurance.
What's the difference between the authorised entity and the global brand?
Some global exchanges operate multiple legal entities. The MiCA authorisation applies only to the specific legal entity in the ESMA register, not to the global brand. Verify the contracting entity in Simplex's terms of service.
Where can I check the official record?
The ESMA register publishes the authoritative list and updates it weekly. The direct link to Simplex's entry is on this page under 'Sources'.
Sources
This page is updated weekly. Last verified . If you believe any information on this page is inaccurate, write to our contact page.