EU CRYPTO REGISTER · AUTHORISED · LAST VERIFIED
Is CECABANK licensed under MiCA in the European Union?
CECABANK's European entity (CECABANK S.A.) is recorded as an authorised Crypto-Asset Service Provider under the EU's Markets in Crypto-Assets Regulation, with its authorisation issued by Spain on 24 July 2025.
Verdict: CECABANK appears in the ESMA Register of MiCA-Authorised CASPs.
| Legal entity | CECABANK S.A. |
|---|---|
| Home Member State | Spain |
| National Competent Authority | |
| Authorisation date | |
| Legal Entity Identifier (LEI) | 549300CQ9NLEHMRCU505 |
| Authorised services | Custody, Order R&T, Transfer services |
Source: ESMA Register of Crypto-Asset Service Providers. Retrieved 30 June 2026.
About CECABANK
Cecabank is a Spanish bank that specialises in Securities Services and operates as a business-to-business (B2B) institutional crypto-asset custodian, not a consumer-facing exchange, broker or asset manager. On its own site it describes itself as a banking entity ('entidad bancaria') focused on securities services, treasury, and payments and technology platforms, working with financial-institution clients rather than retail users. Its contracting legal entity is CECABANK S.A., headquartered in Madrid, Spain. Source: Cecabank
According to its own announcements and accompanying research, Cecabank provides institutional crypto-asset custody and order reception and transmission for financial institutions that want to offer crypto services to their own clients (cited partners include Bit2Me and Renta 4 Banco), rather than spot trading, savings, staking or crypto cards to consumers. Its reported asset coverage centres on major crypto-assets such as Bitcoin, Ether and USD Coin, with EUR and SEPA settlement handled through its existing banking infrastructure as part of custody and transfer flows. These are statements drawn from Cecabank's own disclosures and a launch announcement, not independent verification. Sources: Cecabank MiCA licence announcement, PR Newswire launch announcement
On the legal point, yes, Cecabank is authorised under MiCA in the EU. The licence is held by CECABANK S.A. in Spain, under the supervision of the Comisión Nacional del Mercado de Valores (CNMV), and the entity is recorded in the ESMA register of MiCA crypto-asset service providers. The MiCA authorisation covers the custody and administration of crypto-assets, the reception and transmission of orders for crypto-assets, and transfer services for crypto-assets. It does not extend to consumer-facing services that are outside this list, such as retail spot trading, savings or staking products, or payment cards. Sources: Cecabank MiCA licence announcement, Cecabank
Which crypto services is CECABANK authorised to offer in the EU?
Under its MiCA authorisation issued by Spain, CECABANK (CECABANK S.A.) is approved to provide the following services to EEA residents. Each service is defined in Article 3(1)(16) of Regulation (EU) 2023/1114.
-
Providing custody and administration of crypto-assets on behalf of clients
The exchange holds your crypto in its own wallets. Authorisation here means MiCA's segregation and insurance rules apply: client crypto-assets must be ring-fenced from the exchange's own funds.
-
Reception and transmission of orders for crypto-assets on behalf of clients
The exchange can receive your order and pass it to another venue for execution. Brokerage-pattern service, often paired with order execution.
-
Providing transfer services for crypto-assets on behalf of clients
The exchange can move crypto between addresses on your behalf, including off-platform withdrawals. The Travel Rule applies to these transfers.
Which services is CECABANK not authorised to offer?
CECABANK's MiCA licence does not cover: Trading platform, Exchange for funds, Exchange for crypto, Order execution, Placing, Advice, Portfolio mgmt. These services may still be offered by other authorised providers, or by CECABANK under a different regulatory framework (for example, derivatives may fall under MiFID II rather than MiCA). Source: ESMA Register, retrieved 30 June 2026.
See other MiCA-authorised exchanges by service:
What does this mean for users of CECABANK in the EU?
If you transact through CECABANK's EEA-authorised entity (CECABANK S.A.), the protections introduced by MiCA apply to your relationship from onwards. In practical terms this means: client crypto-assets are ring-fenced from the exchange's own funds (Article 70 MiCA), the authorised entity holds prudential capital, has formal complaint-handling procedures, and is subject to transparency obligations on fees and order execution. Source: Regulation (EU) 2023/1114.
One thing to verify yourself: the legal entity you contract with day-to-day must match the entity in the ESMA register. Some global exchanges operate multiple legal entities under one brand. Confirm in CECABANK's terms of service that your contracting entity is CECABANK S.A., not a non-EEA affiliate.
Which MiCA-authorised exchanges are alternatives to CECABANK?
Three MiCA-authorised providers to consider. Drawn from the ESMA register, never paid placement.
| Provider | Home Member State | Authorised | Services |
|---|---|---|---|
| Alaric Securities | Bulgaria | 9 services | |
| OKX | Malta | 9 services | |
| Kraken | Ireland | 8 services |
Related reading
Understand the regulatory context behind CECABANK's entry on the register:
Frequently asked questions about CECABANK and MiCA
Is CECABANK licensed under MiCA?
Yes. CECABANK appears in the ESMA Register of MiCA-Authorised Crypto-Asset Service Providers, with its authorisation issued by the competent authority of Spain.
Which EU countries can CECABANK serve under this licence?
A MiCA authorisation in one EEA member state permits passporting across all EEA member states, subject to a notification process to each host-state regulator.
Are my crypto-assets on CECABANK protected under MiCA?
MiCA introduces ring-fencing of client crypto-assets, prudential capital requirements for the authorised entity, complaint-handling obligations, and conduct rules. It does not provide a deposit-guarantee scheme equivalent to bank deposit insurance.
What's the difference between the authorised entity and the global brand?
Some global exchanges operate multiple legal entities. The MiCA authorisation applies only to the specific legal entity in the ESMA register, not to the global brand. Verify the contracting entity in CECABANK's terms of service.
Where can I check the official record?
The ESMA register publishes the authoritative list and updates it weekly. The direct link to CECABANK's entry is on this page under 'Sources'.
Sources
- ESMA Register of Crypto-Asset Service Providers
- ESMA MiCA Register - CECABANK (CECABANK S.A.)
- CECABANK official website
- Cecabank obtains MiCA licence for crypto-asset custody (official announcement)
- Cecabank corporate website
- Cecabank launches cryptocurrency asset custody service with Bit2Me (PR Newswire)
This page is updated weekly. Last verified . If you believe any information on this page is inaccurate, write to our contact page.