EU CRYPTO REGISTER · AUTHORISED · LAST VERIFIED
Is FIDUS Finanz AG licensed under MiCA in the European Union?
FIDUS Finanz AG's European entity (FIDUS Finanz AG) is recorded as an authorised Crypto-Asset Service Provider under the EU's Markets in Crypto-Assets Regulation, with its authorisation issued by Germany on 19 December 2025.
Verdict: FIDUS Finanz AG appears in the ESMA Register of MiCA-Authorised CASPs.
| Legal entity | FIDUS Finanz AG |
|---|---|
| Home Member State | Germany |
| National Competent Authority | Federal Financial Supervisory Authority (BaFin) |
| Authorisation date | |
| Legal Entity Identifier (LEI) | 529900XCSUEUBT5TX310 |
| Authorised services | Order execution, Order R&T, Portfolio management, Portfolio management on crypto-assets |
Source: ESMA Register of Crypto-Asset Service Providers. Retrieved 30 June 2026.
About FIDUS Finanz AG
FIDUS Finanz AG is a financial services firm based in Frankfurt am Main, Germany, not a consumer crypto exchange. On its own website it describes itself as a financial services company that serves both private investors and institutional clients, led by founder and board member Volker Henkel. Its stated business is organised around three areas: discretionary asset management (Vermögensverwaltung) for private and institutional clients, foundations and family offices; a fund advisory and liability-umbrella (Haftungsdach) offering for portfolio managers launching their own funds; and consulting on compliance and anti-money-laundering matters for smaller banks and other financial firms. Source: FIDUS Finanz AG website
On the MiCA question specifically: the contracting legal entity is recorded as FIDUS Finanz AG, and its national competent authority is Germany's Federal Financial Supervisory Authority (BaFin). Under the EU Markets in Crypto-Assets Regulation the register entry lists the following crypto-asset services: reception and transmission of orders, execution of orders on behalf of clients, portfolio management, and portfolio management on crypto-assets. In plain terms, these entries cover order handling and discretionary portfolio management of crypto-assets on behalf of clients, the kind of activity that fits an asset manager and brokerage rather than a retail trading app. The firm's own website does not mention crypto-assets or MiCA, so the authorisation status here reflects the supervisory register rather than any product the company markets publicly. Source: BaFin (German national competent authority)
It is equally important what the recorded services do not include. They do not list custody and administration of crypto-assets for clients, operation of a trading platform (exchange), exchange of crypto-assets for funds or for other crypto-assets, placing of crypto-assets, advice on crypto-assets, or transfer services. There is also no indication in the available research of consumer-facing features such as a savings or DCA product, staking for individuals, a crypto card, or EUR/SEPA on-ramps for retail users. On its website the firm presents itself as an asset-management, fund-advisory and compliance-consulting provider, and the public information available is limited to that profile rather than a retail crypto product. Sources: BaFin (German national competent authority), FIDUS Finanz AG website
Which crypto services is FIDUS Finanz AG authorised to offer in the EU?
Under its MiCA authorisation issued by Federal Financial Supervisory Authority (BaFin), FIDUS Finanz AG (FIDUS Finanz AG) is approved to provide the following services to EEA residents. Each service is defined in Article 3(1)(16) of Regulation (EU) 2023/1114.
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Execution of orders for crypto-assets on behalf of clients
The exchange can place orders for you on third-party venues (smart-routing). Less common in retail crypto; relevant for brokerage-style services.
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Reception and transmission of orders for crypto-assets on behalf of clients
The exchange can receive your order and pass it to another venue for execution. Brokerage-pattern service, often paired with order execution.
Which services is FIDUS Finanz AG not authorised to offer?
FIDUS Finanz AG's MiCA licence does not cover: Custody, Trading platform, Exchange for funds, Exchange for crypto, Placing, Advice, Portfolio mgmt, Transfer services. These services may still be offered by other authorised providers, or by FIDUS Finanz AG under a different regulatory framework (for example, derivatives may fall under MiFID II rather than MiCA). Source: ESMA Register, retrieved 30 June 2026.
See other MiCA-authorised exchanges by service:
Why is FIDUS Finanz AG licensed in Germany?
Germany's BaFin runs a strict, banking-style authorisation model. Trade Republic, which already held a German banking licence, was authorised in April 2025. BaFin previously refused Binance's German licence application in 2023, leading Binance to withdraw from the German market. Source: Federal Financial Supervisory Authority (BaFin).
| National Competent Authority | Federal Financial Supervisory Authority (BaFin) |
|---|---|
| Investor compensation | EdW (compensation scheme for securities firms) plus bank-deposit cover where applicable. |
| Regulatory context | BaFin's banking-style scrutiny is the highest barrier among MiCA NCAs. |
What does this mean for users of FIDUS Finanz AG in the EU?
If you transact through FIDUS Finanz AG's EEA-authorised entity (FIDUS Finanz AG), the protections introduced by MiCA apply to your relationship from onwards. In practical terms this means: client crypto-assets are ring-fenced from the exchange's own funds (Article 70 MiCA), the authorised entity holds prudential capital, has formal complaint-handling procedures, and is subject to transparency obligations on fees and order execution. Source: Regulation (EU) 2023/1114.
One thing to verify yourself: the legal entity you contract with day-to-day must match the entity in the ESMA register. Some global exchanges operate multiple legal entities under one brand. Confirm in FIDUS Finanz AG's terms of service that your contracting entity is FIDUS Finanz AG, not a non-EEA affiliate.
Which MiCA-authorised exchanges are alternatives to FIDUS Finanz AG?
Three MiCA-authorised providers to consider. Drawn from the ESMA register, never paid placement.
| Provider | Home Member State | Authorised | Services |
|---|---|---|---|
| Alaric Securities | Bulgaria | 9 services | |
| Fels wealth GmbH | Germany | 4 services | |
| OKX | Malta | 9 services |
Related reading
Understand the regulatory context behind FIDUS Finanz AG's entry on the register:
Frequently asked questions about FIDUS Finanz AG and MiCA
Is FIDUS Finanz AG licensed under MiCA?
Yes. FIDUS Finanz AG appears in the ESMA Register of MiCA-Authorised Crypto-Asset Service Providers, with its authorisation issued by the competent authority of Germany.
Which EU countries can FIDUS Finanz AG serve under this licence?
A MiCA authorisation in one EEA member state permits passporting across all EEA member states, subject to a notification process to each host-state regulator.
Are my crypto-assets on FIDUS Finanz AG protected under MiCA?
MiCA introduces ring-fencing of client crypto-assets, prudential capital requirements for the authorised entity, complaint-handling obligations, and conduct rules. It does not provide a deposit-guarantee scheme equivalent to bank deposit insurance.
What's the difference between the authorised entity and the global brand?
Some global exchanges operate multiple legal entities. The MiCA authorisation applies only to the specific legal entity in the ESMA register, not to the global brand. Verify the contracting entity in FIDUS Finanz AG's terms of service.
Where can I check the official record?
The ESMA register publishes the authoritative list and updates it weekly. The direct link to FIDUS Finanz AG's entry is on this page under 'Sources'.
Sources
This page is updated weekly. Last verified . If you believe any information on this page is inaccurate, write to our contact page.