EU CRYPTO REGISTER · AUTHORISED · LAST VERIFIED
Is Invity Finance s.r.o. licensed under MiCA in the European Union?
Invity Finance s.r.o.'s European entity (Invity Finance s.r.o.) is recorded as an authorised Crypto-Asset Service Provider under the EU's Markets in Crypto-Assets Regulation, with its authorisation issued by Czech Republic on 11 February 2026.
Verdict: Invity Finance s.r.o. appears in the ESMA Register of MiCA-Authorised CASPs.
| Legal entity | Invity Finance s.r.o. |
|---|---|
| Home Member State | Czech Republic |
| National Competent Authority | |
| Authorisation date | |
| Legal Entity Identifier (LEI) | 64880741U1SN9TUWJ897 |
| Authorised services | Custody, Exchange for funds, Exchange for crypto, Order execution, Order R&T, Transfer services |
Source: ESMA Register of Crypto-Asset Service Providers. Retrieved 30 June 2026.
About Invity Finance s.r.o.
Invity Finance s.r.o. is a Bitcoin-focused accumulation app rather than a broad crypto exchange, bank or broker. According to the company, it provides regulated tools to buy, save, send and hold Bitcoin over the long term, with features such as Auto Buy (automated dollar-cost averaging) and Turbo Buy, which Invity states adds 60% extra buying power. The app is Bitcoin-only - Invity states there are no altcoins, no leveraged products and no trading pairs - and customer balances can be held in BitGo institutional custody or sent to the user's own wallet. Invity reports support for SEPA bank transfers and EUR funding, alongside Apple Pay and Google Pay; it is not a crypto card issuer. Source: invity.io
The platform is operated by the team behind SatoshiLabs, the makers of the Trezor hardware wallet. Per the research, Invity began in 2019 as a comparison tool inside Trezor Suite and is headquartered in Prague, Czech Republic, at Kundratka 2359/17a, 180 00 Prague 8. The company identifies its founders as part of the SatoshiLabs family (Marek Palatinus, Pavol Rusnak and Stepan Uherik). Source: Invity - About Us
On the legal point, the contracting entity is Invity Finance s.r.o. (Czech Id. No. 223 69 775), registered in the Czech Republic and supervised by the Czech National Bank (CNB). Invity states it operates under EU MiCA regulation as a fully licensed crypto-asset service provider (CASP) and describes itself as among the first six CASPs authorised in Czechia; the CNB is the national competent authority for this authorisation. Sources: Invity - Legal, Invity - About Us
Under the ESMA register, the MiCA authorisation covers the following crypto-asset services: custody and administration of crypto-assets, exchange of crypto-assets for funds, exchange of crypto-assets for other crypto-assets, execution of orders, reception and transmission of orders, and transfer services. It does not extend to services outside that list - for example, the research indicates Invity offers no staking (Bitcoin cannot be staked), no leveraged or derivative products, and the licence does not authorise advisory or portfolio-management activity. Source: Invity - Legal
Which crypto services is Invity Finance s.r.o. authorised to offer in the EU?
Under its MiCA authorisation issued by Czech Republic, Invity Finance s.r.o. (Invity Finance s.r.o.) is approved to provide the following services to EEA residents. Each service is defined in Article 3(1)(16) of Regulation (EU) 2023/1114.
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Providing custody and administration of crypto-assets on behalf of clients
The exchange holds your crypto in its own wallets. Authorisation here means MiCA's segregation and insurance rules apply: client crypto-assets must be ring-fenced from the exchange's own funds.
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Exchange of crypto-assets for funds
The exchange offers crypto-to-fiat (e.g. BTC to EUR) and fiat-to-crypto conversion. Authorisation here implies MiCA's pricing transparency requirements.
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Exchange of crypto-assets for other crypto-assets
The exchange offers crypto-to-crypto trading (e.g. BTC to ETH). Required for most spot trading pairs not denominated in fiat.
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Execution of orders for crypto-assets on behalf of clients
The exchange can place orders for you on third-party venues (smart-routing). Less common in retail crypto; relevant for brokerage-style services.
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Reception and transmission of orders for crypto-assets on behalf of clients
The exchange can receive your order and pass it to another venue for execution. Brokerage-pattern service, often paired with order execution.
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Providing transfer services for crypto-assets on behalf of clients
The exchange can move crypto between addresses on your behalf, including off-platform withdrawals. The Travel Rule applies to these transfers.
Which services is Invity Finance s.r.o. not authorised to offer?
Invity Finance s.r.o.'s MiCA licence does not cover: Trading platform, Placing, Advice, Portfolio mgmt. These services may still be offered by other authorised providers, or by Invity Finance s.r.o. under a different regulatory framework (for example, derivatives may fall under MiFID II rather than MiCA). Source: ESMA Register, retrieved 30 June 2026.
See other MiCA-authorised exchanges by service:
What does this mean for users of Invity Finance s.r.o. in the EU?
If you transact through Invity Finance s.r.o.'s EEA-authorised entity (Invity Finance s.r.o.), the protections introduced by MiCA apply to your relationship from onwards. In practical terms this means: client crypto-assets are ring-fenced from the exchange's own funds (Article 70 MiCA), the authorised entity holds prudential capital, has formal complaint-handling procedures, and is subject to transparency obligations on fees and order execution. Source: Regulation (EU) 2023/1114.
One thing to verify yourself: the legal entity you contract with day-to-day must match the entity in the ESMA register. Some global exchanges operate multiple legal entities under one brand. Confirm in Invity Finance s.r.o.'s terms of service that your contracting entity is Invity Finance s.r.o., not a non-EEA affiliate.
Which MiCA-authorised exchanges are alternatives to Invity Finance s.r.o.?
Three MiCA-authorised providers to consider. Drawn from the ESMA register, never paid placement.
| Provider | Home Member State | Authorised | Services |
|---|---|---|---|
| Alaric Securities | Bulgaria | 9 services | |
| OKX | Malta | 9 services | |
| Kraken | Ireland | 8 services |
Related reading
Understand the regulatory context behind Invity Finance s.r.o.'s entry on the register:
Frequently asked questions about Invity Finance s.r.o. and MiCA
Is Invity Finance s.r.o. licensed under MiCA?
Yes. Invity Finance s.r.o. appears in the ESMA Register of MiCA-Authorised Crypto-Asset Service Providers, with its authorisation issued by the competent authority of Czech Republic.
Which EU countries can Invity Finance s.r.o. serve under this licence?
A MiCA authorisation in one EEA member state permits passporting across all EEA member states, subject to a notification process to each host-state regulator.
Are my crypto-assets on Invity Finance s.r.o. protected under MiCA?
MiCA introduces ring-fencing of client crypto-assets, prudential capital requirements for the authorised entity, complaint-handling obligations, and conduct rules. It does not provide a deposit-guarantee scheme equivalent to bank deposit insurance.
What's the difference between the authorised entity and the global brand?
Some global exchanges operate multiple legal entities. The MiCA authorisation applies only to the specific legal entity in the ESMA register, not to the global brand. Verify the contracting entity in Invity Finance s.r.o.'s terms of service.
Where can I check the official record?
The ESMA register publishes the authoritative list and updates it weekly. The direct link to Invity Finance s.r.o.'s entry is on this page under 'Sources'.
Sources
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