EU CRYPTO REGISTER · AUTHORISED · LAST VERIFIED
Is StoneX licensed under MiCA in the European Union?
StoneX's European entity (StoneX Digital International Limited) is recorded as an authorised Crypto-Asset Service Provider under the EU's Markets in Crypto-Assets Regulation, with its authorisation issued by Ireland on 19 December 2025.
Verdict: StoneX appears in the ESMA Register of MiCA-Authorised CASPs.
| Legal entity | StoneX Digital International Limited |
|---|---|
| Home Member State | Ireland |
| National Competent Authority | Central Bank of Ireland (CBI) |
| Authorisation date | |
| Legal Entity Identifier (LEI) | 98450043FB90T6REA408 |
| Authorised services | Custody, Exchange for funds, Exchange for crypto, Order execution, Order R&T, Transfer services |
Source: ESMA Register of Crypto-Asset Service Providers. Retrieved 30 June 2026.
About StoneX
StoneX is the crypto-asset arm of StoneX Group Inc. (NASDAQ: SNEX), a US-listed financial services group headquartered in New York. According to StoneX, the broader business is an institutional-grade franchise providing global market access, clearing, execution and custody across listed derivatives, securities, foreign exchange and commodities. The crypto service is operated through the legal entity StoneX Digital International Limited, which StoneX reports launched in June 2022 and is headquartered in Dublin, Ireland. This is an execution-and-custody offering aimed at institutional and corporate clients rather than a retail consumer wallet or savings app. Sources: StoneX, StoneX Digital MiCA press release
On the licensing question: yes, StoneX Digital International Limited is authorised under MiCA in the EU. StoneX reports that the entity received MiCA Crypto-Asset Service Provider (CASP) authorisation from the Central Bank of Ireland, the firm's national competent authority, with EU passporting that enables operations across member states. The authorisation covers custody and administration of crypto-assets, exchange of crypto-assets for funds, exchange of crypto-assets for other crypto-assets, execution of orders, reception and transmission of orders, and transfer services for crypto-assets. Sources: StoneX Digital MiCA press release, AMF France CASP white list
StoneX describes the service as multi-asset (covering a range of crypto-assets rather than Bitcoin alone) and as supporting fiat alongside crypto, with EUR and SEPA capability tied to its French passporting. What the MiCA CASP authorisation does not cover is consumer-style features such as staking, savings or recurring-buy plans, or a payment card; the authorised services are limited to custody, exchange, order handling and transfer. MiCA authorisation also does not constitute a banking, deposit-taking or investment-firm licence - it is specifically a crypto-asset service authorisation. Sources: AMF France CASP white list, StoneX Digital MiCA press release
Which crypto services is StoneX authorised to offer in the EU?
Under its MiCA authorisation issued by Central Bank of Ireland (CBI), StoneX (StoneX Digital International Limited) is approved to provide the following services to EEA residents. Each service is defined in Article 3(1)(16) of Regulation (EU) 2023/1114.
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Providing custody and administration of crypto-assets on behalf of clients
The exchange holds your crypto in its own wallets. Authorisation here means MiCA's segregation and insurance rules apply: client crypto-assets must be ring-fenced from the exchange's own funds.
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Exchange of crypto-assets for funds
The exchange offers crypto-to-fiat (e.g. BTC to EUR) and fiat-to-crypto conversion. Authorisation here implies MiCA's pricing transparency requirements.
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Exchange of crypto-assets for other crypto-assets
The exchange offers crypto-to-crypto trading (e.g. BTC to ETH). Required for most spot trading pairs not denominated in fiat.
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Execution of orders for crypto-assets on behalf of clients
The exchange can place orders for you on third-party venues (smart-routing). Less common in retail crypto; relevant for brokerage-style services.
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Reception and transmission of orders for crypto-assets on behalf of clients
The exchange can receive your order and pass it to another venue for execution. Brokerage-pattern service, often paired with order execution.
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Providing transfer services for crypto-assets on behalf of clients
The exchange can move crypto between addresses on your behalf, including off-platform withdrawals. The Travel Rule applies to these transfers.
Which services is StoneX not authorised to offer?
StoneX's MiCA licence does not cover: Trading platform, Placing, Advice, Portfolio mgmt. These services may still be offered by other authorised providers, or by StoneX under a different regulatory framework (for example, derivatives may fall under MiFID II rather than MiCA). Source: ESMA Register, retrieved 30 June 2026.
See other MiCA-authorised exchanges by service:
Why is StoneX licensed in Ireland?
The CBI's MiCA approach mirrors its strict banking-supervision posture. Kraken's Payward entities chose Ireland for their MiCA authorisation in June 2025. Source: Central Bank of Ireland (CBI).
| National Competent Authority | Central Bank of Ireland (CBI) |
|---|---|
| Investor compensation | Irish Investor Compensation Scheme up to €20,000. |
| Regulatory context | English-speaking, regulator-respected; expensive to establish. |
What does this mean for users of StoneX in the EU?
If you transact through StoneX's EEA-authorised entity (StoneX Digital International Limited), the protections introduced by MiCA apply to your relationship from onwards. In practical terms this means: client crypto-assets are ring-fenced from the exchange's own funds (Article 70 MiCA), the authorised entity holds prudential capital, has formal complaint-handling procedures, and is subject to transparency obligations on fees and order execution. Source: Regulation (EU) 2023/1114.
One thing to verify yourself: the legal entity you contract with day-to-day must match the entity in the ESMA register. Some global exchanges operate multiple legal entities under one brand. Confirm in StoneX's terms of service that your contracting entity is StoneX Digital International Limited, not a non-EEA affiliate.
Which MiCA-authorised exchanges are alternatives to StoneX?
Three MiCA-authorised providers to consider. Drawn from the ESMA register, never paid placement.
| Provider | Home Member State | Authorised | Services |
|---|---|---|---|
| Alaric Securities | Bulgaria | 9 services | |
| OKX | Malta | 9 services | |
| Kraken | Ireland | 8 services |
Related reading
Understand the regulatory context behind StoneX's entry on the register:
Frequently asked questions about StoneX and MiCA
Is StoneX licensed under MiCA?
Yes. StoneX appears in the ESMA Register of MiCA-Authorised Crypto-Asset Service Providers, with its authorisation issued by the competent authority of Ireland.
Which EU countries can StoneX serve under this licence?
A MiCA authorisation in one EEA member state permits passporting across all EEA member states, subject to a notification process to each host-state regulator.
Are my crypto-assets on StoneX protected under MiCA?
MiCA introduces ring-fencing of client crypto-assets, prudential capital requirements for the authorised entity, complaint-handling obligations, and conduct rules. It does not provide a deposit-guarantee scheme equivalent to bank deposit insurance.
What's the difference between the authorised entity and the global brand?
Some global exchanges operate multiple legal entities. The MiCA authorisation applies only to the specific legal entity in the ESMA register, not to the global brand. Verify the contracting entity in StoneX's terms of service.
Where can I check the official record?
The ESMA register publishes the authoritative list and updates it weekly. The direct link to StoneX's entry is on this page under 'Sources'.
Sources
- ESMA Register of Crypto-Asset Service Providers
- Central Bank of Ireland (CBI)
- ESMA MiCA Register - StoneX (StoneX Digital International Limited)
- StoneX official website
- StoneX Digital secures MiCA authorisation (StoneX press release)
- AMF France CASP white list - StoneX Digital International Limited
- StoneX corporate website
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