EU CRYPTO REGISTER · AUTHORISED · LAST VERIFIED
Is Trading 212 licensed under MiCA in the European Union?
Trading 212's European entity (Trading 212 Markets Ltd) is recorded as an authorised Crypto-Asset Service Provider under the EU's Markets in Crypto-Assets Regulation, with its authorisation issued by Cyprus on 22 September 2025.
Verdict: Trading 212 appears in the ESMA Register of MiCA-Authorised CASPs.
| Legal entity | Trading 212 Markets Ltd |
|---|---|
| Home Member State | Cyprus |
| National Competent Authority | Cyprus Securities and Exchange Commission (CySEC) |
| Authorisation date | |
| Legal Entity Identifier (LEI) | 21380045KC28948FNE32 |
| Authorised services |
Source: ESMA Register of Crypto-Asset Service Providers. Retrieved 30 June 2026.
About Trading 212
Trading 212 is a European fintech investing platform operated by the Trading 212 group, described in research as a brokerage group rather than a consumer crypto exchange, a bank, or a custodian. According to Wikipedia, the group was founded in 2004 in Sofia, Bulgaria by Ivan Ashminov and Borislav Nedialkov, and is headquartered in London, United Kingdom. Its core product is commission-free investing in shares and ETFs, with the company stating on its own website that it has more than 5 million funded accounts and around €30 billion in client assets worldwide. Sources: Wikipedia - Trading 212, trading212.com
For crypto specifically, the research indicates Trading 212 offers a dedicated Crypto account for spot trading (buy, hold and sell) of multiple crypto-assets via its app, settled without personal wallets or on-chain transfers. The crypto service is described as covering EUR and USD, with SEPA supported through EUR deposits. Per the same research, it does not provide crypto custody to personal wallets, savings/DCA, or staking, and there is no crypto-specific card (a debit card launched in 2024 is for general use, not crypto). Source: Trading 212 Help Centre - Crypto account
On the legal point: the entity contracting for the MiCA-regulated crypto service is Trading 212 Markets Ltd, a Cyprus company. The research states it is authorised and supervised as a Crypto-Asset Service Provider (CASP) under the EU Markets in Crypto-Assets (MiCA) Regulation by the Cyprus Securities and Exchange Commission (CySEC). The data file lists no specific ESMA MiCA service categories for this entity, so the exact list of authorised crypto-asset services - and which services fall outside the licence - cannot be confirmed from the research here and should be checked against the CySEC register and the firm's own crypto regulations disclosure. Sources: Trading 212 Markets Ltd - Crypto Account Regulations, Wikipedia - Trading 212
Which crypto services is Trading 212 authorised to offer in the EU?
Under its MiCA authorisation issued by Cyprus Securities and Exchange Commission (CySEC), Trading 212 (Trading 212 Markets Ltd) is approved to provide the following services to EEA residents. Each service is defined in Article 3(1)(16) of Regulation (EU) 2023/1114.
Which services is Trading 212 not authorised to offer?
Trading 212's MiCA licence does not cover: Custody, Trading platform, Exchange for funds, Exchange for crypto, Order execution, Placing, Order R&T, Advice, Portfolio mgmt, Transfer services. These services may still be offered by other authorised providers, or by Trading 212 under a different regulatory framework (for example, derivatives may fall under MiFID II rather than MiCA). Source: ESMA Register, retrieved 30 June 2026.
Why is Trading 212 licensed in Cyprus?
CySEC has a long history in fintech and CFD broker regulation; the Cyprus framework appeals to firms targeting retail with marketing-heavy models. Revolut's Digital Assets entity authorised here in October 2025. Source: Cyprus Securities and Exchange Commission (CySEC).
| National Competent Authority | Cyprus Securities and Exchange Commission (CySEC) |
|---|---|
| Investor compensation | Cyprus Investor Compensation Fund up to €20,000. |
| Regulatory context | Long history with CFDs and retail-targeted financial products. |
What does this mean for users of Trading 212 in the EU?
If you transact through Trading 212's EEA-authorised entity (Trading 212 Markets Ltd), the protections introduced by MiCA apply to your relationship from onwards. In practical terms this means: client crypto-assets are ring-fenced from the exchange's own funds (Article 70 MiCA), the authorised entity holds prudential capital, has formal complaint-handling procedures, and is subject to transparency obligations on fees and order execution. Source: Regulation (EU) 2023/1114.
One thing to verify yourself: the legal entity you contract with day-to-day must match the entity in the ESMA register. Some global exchanges operate multiple legal entities under one brand. Confirm in Trading 212's terms of service that your contracting entity is Trading 212 Markets Ltd, not a non-EEA affiliate.
Which MiCA-authorised exchanges are alternatives to Trading 212?
Three MiCA-authorised providers to consider. Drawn from the ESMA register, never paid placement.
| Provider | Home Member State | Authorised | Services |
|---|---|---|---|
| Alaric Securities | Bulgaria | 9 services | |
| OKX | Malta | 9 services | |
| Kraken | Ireland | 8 services |
Related reading
Understand the regulatory context behind Trading 212's entry on the register:
Frequently asked questions about Trading 212 and MiCA
Is Trading 212 licensed under MiCA?
Yes. Trading 212 appears in the ESMA Register of MiCA-Authorised Crypto-Asset Service Providers, with its authorisation issued by the competent authority of Cyprus.
Which EU countries can Trading 212 serve under this licence?
A MiCA authorisation in one EEA member state permits passporting across all EEA member states, subject to a notification process to each host-state regulator.
Are my crypto-assets on Trading 212 protected under MiCA?
MiCA introduces ring-fencing of client crypto-assets, prudential capital requirements for the authorised entity, complaint-handling obligations, and conduct rules. It does not provide a deposit-guarantee scheme equivalent to bank deposit insurance.
What's the difference between the authorised entity and the global brand?
Some global exchanges operate multiple legal entities. The MiCA authorisation applies only to the specific legal entity in the ESMA register, not to the global brand. Verify the contracting entity in Trading 212's terms of service.
Where can I check the official record?
The ESMA register publishes the authoritative list and updates it weekly. The direct link to Trading 212's entry is on this page under 'Sources'.
Sources
- ESMA Register of Crypto-Asset Service Providers
- Cyprus Securities and Exchange Commission (CySEC)
- ESMA MiCA Register - Trading 212 (Trading 212 Markets Ltd)
- Trading 212 official website
- Trading 212 Markets Ltd - Crypto Account Regulations (Trading 212 Help Centre)
- What is the Trading 212 Crypto account (Trading 212 Help Centre)
- Trading 212 - Wikipedia
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