EU CRYPTO REGISTER · AUTHORISED · LAST VERIFIED
Is Zodia licensed under MiCA in the European Union?
Zodia's European entity (Zodia Custody (Europe) S.A.) is recorded as an authorised Crypto-Asset Service Provider under the EU's Markets in Crypto-Assets Regulation, with its authorisation issued by Luxembourg on 12 December 2025.
Verdict: Zodia appears in the ESMA Register of MiCA-Authorised CASPs.
| Legal entity | Zodia Custody (Europe) S.A. |
|---|---|
| Home Member State | Luxembourg |
| National Competent Authority | Commission de Surveillance du Secteur Financier (CSSF) |
| Authorisation date | |
| Legal Entity Identifier (LEI) | 213800K35A9YPYDQKB81 |
| Authorised services | Custody, Transfer services |
Source: ESMA Register of Crypto-Asset Service Providers. Retrieved 30 June 2026.
About Zodia
Zodia is an institution-first digital asset custodian rather than a consumer crypto exchange, bank, broker or asset manager. The contracting EU legal entity is Zodia Custody (Europe) S.A., registered in Luxembourg, and the wider business operates under the Zodia Custody brand, which states it is backed by financial institutions including Standard Chartered, Northern Trust, SBI Holdings, National Australia Bank and Emirates NBD. Zodia describes its service as 'Crypto Custody. Without Compromise' and positions it for banks and corporate investors rather than retail users. Sources: Zodia Custody website, Zodia Custody About Us
The offering centres on safekeeping of crypto-assets for institutional clients, with multi-asset custody covering Bitcoin and other crypto-assets and support for stablecoins, alongside off-venue settlement through Zodia's Interchange network. Based on the available research, this is spot custody and transfer of assets held for clients - it is not a consumer product, and there is no indication of retail savings, staking-as-a-service for individuals, or a card programme. The European arm is headquartered within the Zodia Custody group, which lists its registered presence in Luxembourg for the EU entity and London for the wider operation. Source: Zodia Custody website
On the legal point, Zodia Custody (Europe) S.A. is supervised by Luxembourg's Commission de Surveillance du Secteur Financier (CSSF) and appears on the French AMF white list of authorised crypto-asset service providers. Under MiCA its authorisation covers two crypto-asset services: custody and administration of crypto-assets on behalf of clients, and transfer services for crypto-assets on behalf of clients. The MiCA authorisation does not extend to other regulated services such as operating a trading platform, exchanging crypto-assets for funds or other crypto-assets, executing or receiving and transmitting orders, placing, portfolio management or advice. Sources: AMF MiCA CASP register, Zodia Custody Licenses and Registrations
Which crypto services is Zodia authorised to offer in the EU?
Under its MiCA authorisation issued by Commission de Surveillance du Secteur Financier (CSSF), Zodia (Zodia Custody (Europe) S.A.) is approved to provide the following services to EEA residents. Each service is defined in Article 3(1)(16) of Regulation (EU) 2023/1114.
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Providing custody and administration of crypto-assets on behalf of clients
The exchange holds your crypto in its own wallets. Authorisation here means MiCA's segregation and insurance rules apply: client crypto-assets must be ring-fenced from the exchange's own funds.
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Providing transfer services for crypto-assets on behalf of clients
The exchange can move crypto between addresses on your behalf, including off-platform withdrawals. The Travel Rule applies to these transfers.
Which services is Zodia not authorised to offer?
Zodia's MiCA licence does not cover: Trading platform, Exchange for funds, Exchange for crypto, Order execution, Placing, Order R&T, Advice, Portfolio mgmt. These services may still be offered by other authorised providers, or by Zodia under a different regulatory framework (for example, derivatives may fall under MiFID II rather than MiCA). Source: ESMA Register, retrieved 30 June 2026.
See other MiCA-authorised exchanges by service:
Why is Zodia licensed in Luxembourg?
Luxembourg's CSSF is known for institutional finance regulation and offers a credible base for exchanges aiming at the institutional segment. Coinbase and Bitstamp both selected Luxembourg for their MiCA hub. Source: Commission de Surveillance du Secteur Financier (CSSF).
| National Competent Authority | Commission de Surveillance du Secteur Financier (CSSF) |
|---|---|
| Investor compensation | AGDL covers eligible deposits up to €100,000. |
| Regulatory context | Reputation as a stable, institutional-grade EU venue. |
What does this mean for users of Zodia in the EU?
If you transact through Zodia's EEA-authorised entity (Zodia Custody (Europe) S.A.), the protections introduced by MiCA apply to your relationship from onwards. In practical terms this means: client crypto-assets are ring-fenced from the exchange's own funds (Article 70 MiCA), the authorised entity holds prudential capital, has formal complaint-handling procedures, and is subject to transparency obligations on fees and order execution. Source: Regulation (EU) 2023/1114.
One thing to verify yourself: the legal entity you contract with day-to-day must match the entity in the ESMA register. Some global exchanges operate multiple legal entities under one brand. Confirm in Zodia's terms of service that your contracting entity is Zodia Custody (Europe) S.A., not a non-EEA affiliate.
Which MiCA-authorised exchanges are alternatives to Zodia?
Three MiCA-authorised providers to consider. Drawn from the ESMA register, never paid placement.
| Provider | Home Member State | Authorised | Services |
|---|---|---|---|
| Alaric Securities | Bulgaria | 9 services | |
| OKX | Malta | 9 services | |
| Kraken | Ireland | 8 services |
Related reading
Understand the regulatory context behind Zodia's entry on the register:
Frequently asked questions about Zodia and MiCA
Is Zodia licensed under MiCA?
Yes. Zodia appears in the ESMA Register of MiCA-Authorised Crypto-Asset Service Providers, with its authorisation issued by the competent authority of Luxembourg.
Which EU countries can Zodia serve under this licence?
A MiCA authorisation in one EEA member state permits passporting across all EEA member states, subject to a notification process to each host-state regulator.
Are my crypto-assets on Zodia protected under MiCA?
MiCA introduces ring-fencing of client crypto-assets, prudential capital requirements for the authorised entity, complaint-handling obligations, and conduct rules. It does not provide a deposit-guarantee scheme equivalent to bank deposit insurance.
What's the difference between the authorised entity and the global brand?
Some global exchanges operate multiple legal entities. The MiCA authorisation applies only to the specific legal entity in the ESMA register, not to the global brand. Verify the contracting entity in Zodia's terms of service.
Where can I check the official record?
The ESMA register publishes the authoritative list and updates it weekly. The direct link to Zodia's entry is on this page under 'Sources'.
Sources
This page is updated weekly. Last verified . If you believe any information on this page is inaccurate, write to our contact page.