EU CRYPTO REGISTER · AUTHORISED · LAST VERIFIED
Is CACEIS BANK licensed under MiCA in the European Union?
CACEIS BANK's European entity (CACEIS BANK) is recorded as an authorised Crypto-Asset Service Provider under the EU's Markets in Crypto-Assets Regulation, with its authorisation issued by France on 23 June 2025.
Verdict: CACEIS BANK appears in the ESMA Register of MiCA-Authorised CASPs.
| Legal entity | CACEIS BANK |
|---|---|
| Home Member State | France |
| National Competent Authority | Autorité des Marchés Financiers (AMF) |
| Authorisation date | |
| Legal Entity Identifier (LEI) | 96950023SCR9X9F3L662 |
| Authorised services | Custody, Order R&T, Transfer services |
Source: ESMA Register of Crypto-Asset Service Providers. Retrieved 30 June 2026.
About CACEIS BANK
CACEIS BANK is a credit institution (bank) and asset servicer for institutional investors and asset managers, not a consumer crypto exchange. Per Perplexity research, it operates as a subsidiary of Crédit Agricole and Santander, was founded in 2005, and is headquartered in Montrouge, France (89-91 rue Gabriel Péri, 92120 Montrouge). Its own website presents it as "CACEIS Investor Services," an integrated front-to-back asset servicing business covering fund custody and administration rather than a retail crypto product. Sources: CACEIS, Crédit Agricole
On the question of MiCA, CACEIS BANK is a registered crypto-asset service provider. The contracting legal entity is CACEIS BANK, a French firm whose national competent authority is the Autorité des Marchés Financiers (AMF). It appears on the AMF DASP/CASP white list. According to Perplexity research drawing on that listing, it was authorised on 23 June 2025 under licence number N2025-001, with the ACPR acting alongside the AMF in the French authorisation process. Sources: AMF white list, Funds Europe
The licence covers a defined, institutional set of services: custody and administration of crypto-assets on behalf of clients, reception and transmission of orders (Order R&T) for crypto-assets, and transfer services for crypto-assets. Per the AMF listing, these are the three permissions the authorisation grants. CACEIS states its custody and administration is multi-asset (covering Bitcoin and other crypto-assets) rather than Bitcoin-only, and that it explicitly does not operate trading activity against funds or crypto-assets and does not execute client orders itself. Sources: AMF white list, CACEIS Bank Policy
What the licence does not cover is as important for retail readers: there is no MiCA authorisation here for spot trading or exchange of crypto against fiat, no savings or recurring-buy (DCA) product, no staking, and no payment card. CACEIS BANK is a regulated bank and custodian serving professional clients, so EUR and SEPA handling is inherent to its banking operations rather than a consumer feature. Anyone looking for a place to buy, sell, or earn yield on crypto should treat this as an institutional custody and order-routing provider, not a consumer exchange. Sources: CACEIS Bank Policy, CACEIS cryptoasset page
Which crypto services is CACEIS BANK authorised to offer in the EU?
Under its MiCA authorisation issued by Autorité des Marchés Financiers (AMF), CACEIS BANK (CACEIS BANK) is approved to provide the following services to EEA residents. Each service is defined in Article 3(1)(16) of Regulation (EU) 2023/1114.
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Providing custody and administration of crypto-assets on behalf of clients
The exchange holds your crypto in its own wallets. Authorisation here means MiCA's segregation and insurance rules apply: client crypto-assets must be ring-fenced from the exchange's own funds.
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Reception and transmission of orders for crypto-assets on behalf of clients
The exchange can receive your order and pass it to another venue for execution. Brokerage-pattern service, often paired with order execution.
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Providing transfer services for crypto-assets on behalf of clients
The exchange can move crypto between addresses on your behalf, including off-platform withdrawals. The Travel Rule applies to these transfers.
Which services is CACEIS BANK not authorised to offer?
CACEIS BANK's MiCA licence does not cover: Trading platform, Exchange for funds, Exchange for crypto, Order execution, Placing, Advice, Portfolio mgmt. These services may still be offered by other authorised providers, or by CACEIS BANK under a different regulatory framework (for example, derivatives may fall under MiFID II rather than MiCA). Source: ESMA Register, retrieved 30 June 2026.
See other MiCA-authorised exchanges by service:
Why is CACEIS BANK licensed in France?
France ran one of the EU's earliest national crypto regimes, the PACTE Law DASP (Digital Asset Service Provider) registration, which gave the AMF years of pre-MiCA supervisory experience. The AMF began granting MiCA CASP authorisations in 2025-2026 and also maintains a public white list of CASPs passporting into France from other EEA states. BlockNodes SAS, the French entity behind the SwissBorg consumer brand, received its direct MiCA authorisation from the AMF in March 2026. Source: Autorité des Marchés Financiers (AMF).
| National Competent Authority | Autorité des Marchés Financiers (AMF) |
|---|---|
| Investor compensation | Fonds de Garantie des Dépôts et de Résolution (FGDR); check directly with the AMF for crypto-asset-specific compensation scope. |
| Regulatory context | Early mover on national crypto licensing (PACTE Law) ahead of MiCA; the AMF also publishes a white list of EEA-passported CASPs. |
What does this mean for users of CACEIS BANK in the EU?
If you transact through CACEIS BANK's EEA-authorised entity (CACEIS BANK), the protections introduced by MiCA apply to your relationship from onwards. In practical terms this means: client crypto-assets are ring-fenced from the exchange's own funds (Article 70 MiCA), the authorised entity holds prudential capital, has formal complaint-handling procedures, and is subject to transparency obligations on fees and order execution. Source: Regulation (EU) 2023/1114.
One thing to verify yourself: the legal entity you contract with day-to-day must match the entity in the ESMA register. Some global exchanges operate multiple legal entities under one brand. Confirm in CACEIS BANK's terms of service that your contracting entity is CACEIS BANK, not a non-EEA affiliate.
Which MiCA-authorised exchanges are alternatives to CACEIS BANK?
Three MiCA-authorised providers to consider. Drawn from the ESMA register, never paid placement.
| Provider | Home Member State | Authorised | Services |
|---|---|---|---|
| Alaric Securities | Bulgaria | 9 services | |
| OKX | Malta | 9 services | |
| Kraken | Ireland | 8 services |
Related reading
Understand the regulatory context behind CACEIS BANK's entry on the register:
Frequently asked questions about CACEIS BANK and MiCA
Is CACEIS BANK licensed under MiCA?
Yes. CACEIS BANK appears in the ESMA Register of MiCA-Authorised Crypto-Asset Service Providers, with its authorisation issued by the competent authority of France.
Which EU countries can CACEIS BANK serve under this licence?
A MiCA authorisation in one EEA member state permits passporting across all EEA member states, subject to a notification process to each host-state regulator.
Are my crypto-assets on CACEIS BANK protected under MiCA?
MiCA introduces ring-fencing of client crypto-assets, prudential capital requirements for the authorised entity, complaint-handling obligations, and conduct rules. It does not provide a deposit-guarantee scheme equivalent to bank deposit insurance.
What's the difference between the authorised entity and the global brand?
Some global exchanges operate multiple legal entities. The MiCA authorisation applies only to the specific legal entity in the ESMA register, not to the global brand. Verify the contracting entity in CACEIS BANK's terms of service.
Where can I check the official record?
The ESMA register publishes the authoritative list and updates it weekly. The direct link to CACEIS BANK's entry is on this page under 'Sources'.
Sources
- ESMA Register of Crypto-Asset Service Providers
- Autorité des Marchés Financiers (AMF)
- ESMA MiCA Register - CACEIS BANK (CACEIS BANK)
- CACEIS BANK official website
- AMF DASP/CASP white list - CACEIS BANK
- CACEIS Bank Policy (custody and transfer services)
- Funds Europe - CACEIS gets green light for crypto services
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